Observation per hour at south pointe hospital

20000 Harvard Road, Warrensville Heights, OH · Cleveland Clinic · · NPI 1235183542

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 13, 2026

$657.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,011.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.37 with ANTHEM vs $11,480.00 with UNITED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ANTHEM PPO/HMO $9.37 ↓ -99%
AETNA MEDICARE ADVANTAGE $11.99 ↓ -98%
OSCAR ALL PRODUCTS $15.55 ↓ -98%
PHP ALL PRODUCTS $17.60 ↓ -97%
CC EHP ALL PRODUCTS $18.59 ↓ -97%
Summacare Preferred $19.25 ↓ -97%
Summacare PREMIER $20.96 ↓ -97%
Aultcare PPO/HMO $22.77 ↓ -97%
OHCP ALL PRODUCTS $26.73 ↓ -96%
OMAS ALL PRODUCTS $27.50 ↓ -96%
MMO NASCO $28.77 ↓ -96%
Ohio Healthy TRANSPLANT $29.70 ↓ -95%
HEALTHSMART ALL PRODUCTS $30.25 ↓ -95%
ANTHEM TRADITIONAL $30.83 ↓ -95%
OPTUM All Products Transplant $31.13 ↓ -95%
AETNA Acop $33.00 ↓ -95%
The Health Plan ALL PRODUCTS $33.00 ↓ -95%
UPMC ALL PRODUCTS $33.00 ↓ -95%
THREE RIVERS ALL PRODUCTS $35.75 ↓ -95%
AETNA International $35.97 ↓ -95%
AETNA NAP $37.84 ↓ -94%
Quality Care Partners ALL PRODUCTS $38.50 ↓ -94%
AETNA Asa_Whirlpool_Peia $38.50 ↓ -94%
AETNA Qhp/Ipf $38.50 ↓ -94%
GMS ALL PRODUCTS $38.50 ↓ -94%
Medical Benefit Corp Transplant SMCP $38.50 ↓ -94%
AETNA ALL PRODUCTS $41.25 ↓ -94%
Consociate Health ALL PRODUCTS $41.25 ↓ -94%
Evernorth (Cigna BH) All Products Psychiatrist $44.00 ↓ -93%
Humana Military ALL PRODUCTS $46.75 ↓ -93%
Tertiary Care Network TRANSPLANT $49.50 ↓ -92%
Managed Care Services TRANSPLANT $49.50 ↓ -92%
USA Managed Care ALL PRODUCTS $49.50 ↓ -92%
FrontPath TRANSPLANT $49.50 ↓ -92%
MULTIPLAN ALL PRODUCTS $49.50 ↓ -92%
OPTUM Managed Medicaid Transplant $209.00 ↓ -68%
Paramount Managed Medicaid $226.60 ↓ -66%
MOLINA Managed Medicaid $231.00 ↓ -65%
Buckeye Managed Medicaid $231.00 ↓ -65%
ANTHEM Managed Medicaid $231.00 ↓ -65%
CARESOURCE Managed Medicaid $235.40 ↓ -64%
UNITED Managed Medicaid $235.40 ↓ -64%
AMERIHEALTH Managed Medicaid $242.00 ↓ -63%
CIGNA ALL PRODUCTS $5,638.00 ↑ +758%
MMO ALL PRODUCTS $9,701.00 ↑ +1376%
UNITED ALL PRODUCTS $11,480.00 ↑ +1647%
HUMANA Medicare Advantage HMO not published by hospital —
Valor HMO & PPO not published by hospital —
DEVOTED HEALTH MEDICARE ADVANTAGE not published by hospital —
CommuniCare MEDICARE ADVANTAGE not published by hospital —
OPTUM All Products VA not published by hospital —
OPTUM Medicare Advantage Transplant not published by hospital —
CIGNA MEDICARE ADVANTAGE not published by hospital —
Perennial Health HMO I-SNP and HMO C-SNP not published by hospital —
Perennial Health MEDICARE ADVANTAGE not published by hospital —
PPHP ALL PRODUCTS not published by hospital —
Summacare MEDICARE ADVANTAGE not published by hospital —
ANTHEM MEDICARE ADVANTAGE not published by hospital —
The Health Plan MEDICARE ADVANTAGE not published by hospital —
UNITED MEDICARE ADVANTAGE not published by hospital —
UPMC MEDICARE ADVANTAGE not published by hospital —

Visitor-reported prices

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Observation per hour at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $657.15 $8.28 – $242.00
akron general Akron $657.15 $12.35 – $242.00
avon hospital Avon $657.15 $9.37 – $5,638.00
euclid hospital Euclid $657.15 $9.37 – $5,638.00
fairview hospital Cleveland $657.15 $8.55 – $242.00
lutheran hospital Cleveland $657.15 $9.37 – $5,638.00
hillcrest hospital Mayfield Heights $657.15 $8.55 – $242.00
lodi hospital Lodi $657.15 $22.34 – $242.00

All Ohio hospitals for this procedure →