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Annual Physical, Established Patient (age 18-39) at south pointe hospital
20000 Harvard Road, Warrensville Heights, OH · Cleveland Clinic · · NPI 1235183542
$203.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$313.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with CIGNA vs $313.00 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA | ALL PRODUCTS | $0.01 | ↓ -100% |
| UNITED | ALL PRODUCTS | $0.01 | ↓ -100% |
| AETNA | Acop | $48.59 | ↓ -76% |
| ANTHEM | PPO/HMO | $53.34 | ↓ -74% |
| AETNA | Asa_Whirlpool_Peia | $57.87 | ↓ -72% |
| AETNA | International | $62.00 | ↓ -70% |
| OPTUM | Managed Medicaid Transplant | $62.46 | ↓ -69% |
| Paramount | Managed Medicaid | $67.72 | ↓ -67% |
| AETNA | MEDICARE ADVANTAGE | $68.23 | ↓ -66% |
| ANTHEM | Managed Medicaid | $69.04 | ↓ -66% |
| MOLINA | Managed Medicaid | $69.04 | ↓ -66% |
| Buckeye | Managed Medicaid | $69.04 | ↓ -66% |
| UNITED | Managed Medicaid | $70.35 | ↓ -65% |
| CARESOURCE | Managed Medicaid | $70.35 | ↓ -65% |
| AMERIHEALTH | Managed Medicaid | $72.33 | ↓ -64% |
| OSCAR | ALL PRODUCTS | $88.52 | ↓ -56% |
| PHP | ALL PRODUCTS | $100.16 | ↓ -51% |
| CC EHP | ALL PRODUCTS | $105.79 | ↓ -48% |
| Summacare | Preferred | $109.55 | ↓ -46% |
| Summacare | PREMIER | $119.25 | ↓ -41% |
| Aultcare | PPO/HMO | $129.58 | ↓ -36% |
| OHCP | ALL PRODUCTS | $152.12 | ↓ -25% |
| OMAS | ALL PRODUCTS | $156.50 | ↓ -23% |
| MMO | NASCO | $163.70 | ↓ -20% |
| Ohio Healthy | TRANSPLANT | $169.02 | ↓ -17% |
| MMO | ALL PRODUCTS | $170.59 | ↓ -16% |
| HEALTHSMART | ALL PRODUCTS | $172.15 | ↓ -15% |
| ANTHEM | TRADITIONAL | $175.44 | ↓ -14% |
| OPTUM | All Products Transplant | $177.16 | ↓ -13% |
| The Health Plan | ALL PRODUCTS | $187.80 | ↓ -8% |
| UPMC | ALL PRODUCTS | $187.80 | ↓ -8% |
| THREE RIVERS | ALL PRODUCTS | $203.45 | ↑ +0% |
| Quality Care Partners | ALL PRODUCTS | $219.10 | ↑ +8% |
| Medical Benefit Corp | Transplant SMCP | $219.10 | ↑ +8% |
| GMS | ALL PRODUCTS | $219.10 | ↑ +8% |
| AETNA | ALL PRODUCTS | $234.75 | ↑ +15% |
| Consociate Health | ALL PRODUCTS | $234.75 | ↑ +15% |
| Evernorth (Cigna BH) | All Products Psychiatrist | $250.40 | ↑ +23% |
| Humana Military | ALL PRODUCTS | $266.05 | ↑ +31% |
| MULTIPLAN | ALL PRODUCTS | $281.70 | ↑ +38% |
| Tertiary Care Network | TRANSPLANT | $281.70 | ↑ +38% |
| FrontPath | TRANSPLANT | $281.70 | ↑ +38% |
| Managed Care Services | TRANSPLANT | $281.70 | ↑ +38% |
| USA Managed Care | ALL PRODUCTS | $281.70 | ↑ +38% |
| AETNA | Qhp/Ipf | $313.00 | ↑ +54% |
| CIGNA | MEDICARE ADVANTAGE | not published by hospital | — |
| DEVOTED HEALTH | MEDICARE ADVANTAGE | not published by hospital | — |
| OPTUM | Medicare Advantage Transplant | not published by hospital | — |
| Valor | HMO & PPO | not published by hospital | — |
| Perennial Health | MEDICARE ADVANTAGE | not published by hospital | — |
| PPHP | ALL PRODUCTS | not published by hospital | — |
| Perennial Health | HMO I-SNP and HMO C-SNP | not published by hospital | — |
| HUMANA | Medicare Advantage HMO | not published by hospital | — |
| UPMC | MEDICARE ADVANTAGE | not published by hospital | — |
| ANTHEM | MEDICARE ADVANTAGE | not published by hospital | — |
| Summacare | MEDICARE ADVANTAGE | not published by hospital | — |
| OPTUM | All Products VA | not published by hospital | — |
| The Health Plan | MEDICARE ADVANTAGE | not published by hospital | — |
| CommuniCare | MEDICARE ADVANTAGE | not published by hospital | — |
| AETNA | NAP | not published by hospital | — |
| UNITED | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
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Annual Physical, Established Patient (age 18-39) at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic main campus | Cleveland | $455.00 | $0.01 – $630.00 |
| akron general | Akron | $455.00 | $0.01 – $630.00 |
| avon hospital | Avon | $203.45 | $0.01 – $281.70 |
| euclid hospital | Euclid | $203.45 | $0.01 – $281.70 |
| fairview hospital | Cleveland | $203.45 | $0.01 – $281.70 |
| lutheran hospital | Cleveland | $203.45 | $0.01 – $281.70 |
| hillcrest hospital | Mayfield Heights | $203.45 | $0.01 – $281.70 |
| lodi hospital | Lodi | $203.45 | $0.01 – $281.70 |