Insitu hybridization auto at Kettering Health Troy
600 W. Main Street, Troy, OH · Ketteringhealth · · NPI 1023587045
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.97 with Bcbs vs $943.78 with Custom Design Benefits Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Bcbs | Anthem - Blue Access/Blue Preferred Hmo/Ppo | $39.97 | — |
| Bcbs | Anthem Pathway Hmox Exchange | $39.97 | — |
| Bcbs | Anthem Traditional | $39.97 | — |
| Unitedhealthcare | Employee | $79.55 | — |
| Unitedhealthcare | All Commercial Plans | $79.55 | — |
| Aetna | New Business/Oh Ky Preferred Other Commercial Plan | $84.49 | — |
| Aetna | All Commercial Plans | $84.49 | — |
| Cigna | All Commercial Plans | $89.02 | — |
| Aetna | Medicare Managed Care Plan | $351.29 | — |
| Molina Healthcare | Medicare Managed Care Plan | $368.86 | — |
| Caresource | Marketplace Exchange | $542.92 | — |
| Unitedhealthcare | Exchange | $545.10 | — |
| Molina Healthcare | Exchange | $729.35 | — |
| Buckeye Health Plan | Ambetter Exchange | $737.71 | — |
| Custom Design Benefits Inc. | All Commercial Plans | $943.78 | — |
Visitor-reported prices
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Insitu hybridization auto at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinity Medical Center East | Steubenville | $1,538.88 | $81.56 – $285.67 |
| cleveland clinic main campus | Cleveland | $1,613.30 | $68.50 – $2,233.80 |
| Dublin Methodist Hospital | Dublin | $716.95 | $345.62 – $1,215.41 |
| Shelby Hospital | Shelby | $603.20 | not published |
| Berger Hospital | Circleville | $505.70 | $155.84 – $155.84 |
| Grant Medical Center | Columbus | $716.95 | $345.62 – $1,215.41 |
| Southeastern Medical Center | Cambridge | $517.40 | $339.12 – $352.68 |
| Doctors Hospital | Columbus | $716.95 | $353.18 – $1,215.41 |