Ins/rpl ldless pm right vent w img & eval at Kettering Health Troy
600 W. Main Street, Troy, OH · Ketteringhealth · · NPI 1023587045
$24,671.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$61,679.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14,014.53 with Aetna vs $66,130.61 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $14,014.53 | ↓ -43% |
| Aetna | New Business/Oh Ky Preferred Other Commercial Plan | $14,014.53 | ↓ -43% |
| Aetna | Medicare Managed Care Plan | $18,877.17 | ↓ -23% |
| Molina Healthcare | Medicare Managed Care Plan | $19,821.03 | ↓ -20% |
| Bcbs | Anthem Pathway Hmox Exchange | $28,698.53 | ↑ +16% |
| Caresource | Marketplace Exchange | $29,174.67 | ↑ +18% |
| Unitedhealthcare | Exchange | $29,291.71 | ↑ +19% |
| Unitedhealthcare | Employee | $30,111.00 | ↑ +22% |
| Unitedhealthcare | All Commercial Plans | $30,111.00 | ↑ +22% |
| Molina Healthcare | Exchange | $39,192.78 | ↑ +59% |
| Buckeye Health Plan | Ambetter Exchange | $39,642.06 | ↑ +61% |
| Custom Design Benefits Inc. | All Commercial Plans | $50,715.41 | ↑ +106% |
| Bcbs | Anthem - Blue Access/Blue Preferred Hmo/Ppo | $66,130.61 | ↑ +168% |
Visitor-reported prices
Comments
Ins/rpl ldless pm right vent w img & eval at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jewish Hospital | Cincinnati | $31,950.60 | not published |
| Anderson Hospital | Cincinnati | $31,950.60 | not published |
| Kings Mills Hospital | Mason | $31,950.60 | not published |
| Mercy West Hospital | Cincinnati | $31,950.60 | not published |
| St Ritas Medical Center | Lima | $26,397.60 | not published |
| Trinity Medical Center East | Steubenville | $12,081.36 | $14,616.60 – $19,488.80 |
| cleveland clinic main campus | Cleveland | $24,705.20 | $1.10 – $34,207.20 |
| akron general | Akron | $24,705.20 | $1.10 – $34,207.20 |