Infect ag genotype na hiv-1 other region at Kettering Health Troy

600 W. Main Street, Troy, OH · Ketteringhealth · · NPI 1023587045

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$490.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,225.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.57 with Bcbs vs $292.22 with Medical Mutual — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Anthem Traditional $63.57 ↓ -87%
Bcbs Anthem Pathway Hmox Exchange $63.57 ↓ -87%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $63.57 ↓ -87%
Custom Design Benefits Inc. All Commercial Plans $128.73 ↓ -74%
Unitedhealthcare All Commercial Plans $128.73 ↓ -74%
Unitedhealthcare Employee $128.73 ↓ -74%
Caresource Marketplace Exchange $132.59 ↓ -73%
Molina Healthcare Medicare Managed Care Plan $135.17 ↓ -72%
Aetna All Commercial Plans $145.16 ↓ -70%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $145.16 ↓ -70%
Cigna All Commercial Plans $146.42 ↓ -70%
Health Ohio Network All Commercial Plans $171.57 ↓ -65%
Unitedhealthcare Exchange $199.75 ↓ -59%
Medical Mutual New Business Other Commercial Plan $244.59 ↓ -50%
Molina Healthcare Exchange $267.27 ↓ -45%
Buckeye Health Plan Ambetter Exchange $270.33 ↓ -45%
Medical Mutual Supermed Ppo $292.22 ↓ -40%

Visitor-reported prices

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Infect ag genotype na hiv-1 other region at other Ohio hospitals

Hospital City Cash price Negotiated range
Jewish Hospital Cincinnati $631.80 not published
Anderson Hospital Cincinnati $631.80 not published
Clermont Hospital Batavia $631.80 not published
Kings Mills Hospital Mason $631.80 not published
Mercy West Hospital Cincinnati $631.80 not published
St Ritas Medical Center Lima $313.20 not published
Trinity Medical Center East Steubenville $285.66 $63.57 – $179.56
cleveland clinic main campus Cleveland $577.20 $1.10 – $799.20

All Ohio hospitals for this procedure →