Observation direct referral from physician office for admission at Morrow County Hospital

651 W Marion Rd, Mount Gilead, OH · OhioHealth · · NPI 1790775161

Source: hospital's published price file ↗ · Published Oct 22, 2025 · Ingested Sep 7, 2026

$860.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,324.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$84.46 with CARESOURCE MEDICAID vs $895.80 with BEECH STREET - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CARESOURCE MEDICAID CARESOURCE MEDICAID $84.46 ↓ -90%
BUCKEYE MEDICAID BUCKEYE MEDICAID $84.46 ↓ -90%
PARAMOUNT MEDICAID - ALL PLANS PARAMOUNT MEDICAID - ALL PLANS $84.46 ↓ -90%
UHC MEDICAID UHC MEDICAID $84.46 ↓ -90%
ANTHEM MEDICAID ANTHEM MEDICAID $85.30 ↓ -90%
MOLINA MEDICAID MOLINA MEDICAID $86.15 ↓ -90%
HUMANA MEDICAID HUMANA MEDICAID $86.99 ↓ -90%
AMERIHEALTH CARITAS - ALL PLANS AMERIHEALTH CARITAS - ALL PLANS $86.99 ↓ -90%
MOLINA EXCHANGE - ALL OTHER PLANS MOLINA EXCHANGE - ALL OTHER PLANS $139.35 ↓ -84%
UHC VA CCN UHC VA CCN $341.70 ↓ -60%
ANTHEM MEDICARE ADV ANTHEM MEDICARE ADV $341.70 ↓ -60%
DEVOTED MEDICARE ADV - ALL PLANS DEVOTED MEDICARE ADV - ALL PLANS $341.70 ↓ -60%
MOLINA MEDICARE MOLINA MEDICARE $341.70 ↓ -60%
UHC MEDICARE ADVANTAGE UHC MEDICARE ADVANTAGE $341.70 ↓ -60%
BUCKEYE MEDICARE - ALL OTHER PLANS BUCKEYE MEDICARE - ALL OTHER PLANS $345.11 ↓ -60%
HUMANA MEDICARE ADV HUMANA MEDICARE ADV $345.11 ↓ -60%
AETNA MEDICARE ADV AETNA MEDICARE ADV $348.16 ↓ -60%
MEDICAL MUTUAL OF OHIO - MEDICARE MEDICAL MUTUAL OF OHIO - MEDICARE $348.53 ↓ -60%
CARESOURCE MARKETPLACE - ALL OTHER PLANS CARESOURCE MARKETPLACE - ALL OTHER PLANS $427.12 ↓ -50%
OHIOHEALTHY PREFERRED OHIOHEALTHY PREFERRED $692.63 ↓ -20%
MEDICAL MUTUAL OF OHIO MARKETPLACE MEDICAL MUTUAL OF OHIO MARKETPLACE $692.63 ↓ -20%
OHIOHEALTHY NETWORK - ALL OTHER PLANS OHIOHEALTHY NETWORK - ALL OTHER PLANS $692.63 ↓ -20%
ANTHEM - ALL OTHER PLANS ANTHEM - ALL OTHER PLANS $712.94 ↓ -17%
MEDICAL MUTUAL OF OHIO COMM - ALL OTHER PLANS MEDICAL MUTUAL OF OHIO COMM - ALL OTHER PLANS $748.04 ↓ -13%
UHC COMM - ALL OTHER PLANS UHC COMM - ALL OTHER PLANS $756.35 ↓ -12%
MEDICAL MUTUAL OF OHIO - ADMIN SERV MEDICAL MUTUAL OF OHIO - ADMIN SERV $784.98 ↓ -9%
AETNA - ALL OTHER PLANS AETNA - ALL OTHER PLANS $794.21 ↓ -8%
PHCS - ALL PLANS PHCS - ALL PLANS $849.62 ↓ -1%
HUMANA - ALL OTHER PLANS HUMANA - ALL OTHER PLANS $858.86 ↓ -0%
CIGNA - ALL PLANS CIGNA - ALL PLANS $868.09 ↑ +1%
MULTIPLAN - ALL PLANS MULTIPLAN - ALL PLANS $877.33 ↑ +2%
HEALTHSTAR COMM - ALL PLANS HEALTHSTAR COMM - ALL PLANS $886.56 ↑ +3%
BEECH STREET - ALL PLANS BEECH STREET - ALL PLANS $895.80 ↑ +4%

Visitor-reported prices

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Observation direct referral from physician office for admission at other Ohio hospitals

Hospital City Cash price Negotiated range
University Hospitals Regional Hospitals - Geauga Medical Center Chardon $551.25 $563.42 – $1,014.15
University Hospitals Geneva Medical Center Geneva $489.75 not published
University Hospitals Lake West Medical Center Willoughby OH 44094|7590 Auburn Road $551.25 $563.42 – $1,014.15
University Hospitals Parma Medical Center Parma OH 44129|7007 Powers Boulevard $551.25 $563.42 – $1,014.15
University Hospitals Portage Medical Center Ravenna OH 44266 $551.25 $608.43 – $1,095.17
University Hospitals St. John Medical Center Westlake OH $551.25 $608.43 – $1,095.17
University Hospitals Samaritan Medical Center Ashland $465.75 $577.55 – $1,039.58
University Hospitals Cleveland Medical Center Cleveland OH 44106|3999 Richmond Road $529.50 $563.42 – $1,126.84

All Ohio hospitals for this procedure →