Ablation cryo thigh/knee at Lorain Hospital

3700 Kolbe Rd., Lorain, OH · Mercy · · NPI 1245274950

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 16, 2026

$4,053.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,756.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$233.37 with HUMANA MEDICARE [1010] vs $238.03 with CARESOURCE MYCARE OHIO [4236] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MEDICARE [1010] HUMANA GOLD PLUS HMO [101001] $233.37 ↓ -94%
UHC MEDICARE [1011] UNITEDHEALTHCARE DUAL COMPLETE [1011009] $233.37 ↓ -94%
HUMANA MEDICARE [1010] HUMANA CHOICE-PPO MEDICARE [101003] $233.37 ↓ -94%
AETNA MEDICARE [1003] AETNA MEDICARE-ADVANTAGE PPO [103002] $233.37 ↓ -94%
UHC MEDICARE [1011] UHC AARP MEDICARE ADVANTAGE [1011017] $233.37 ↓ -94%
UHC MEDICARE [1011] UHC MEDICARE COMPLETE [44] $233.37 ↓ -94%
CARESOURCE MYCARE OHIO [4236] CARESOURCE MYCARE OHIO DUAL [4236001] $238.03 ↓ -94%

Visitor-reported prices

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Ablation cryo thigh/knee at other Ohio hospitals

Hospital City Cash price Negotiated range
Kings Mills Hospital Mason $7,044.00 $240.38 – $240.38
cleveland clinic main campus Cleveland $7,231.90 $0.01 – $9,117.90
akron general Akron $5,431.40 $0.01 – $692.10
mercy hospital Canton $5,431.40 $0.01 – $692.10
University Hospitals Ahuja Medical Center Beachwood $274.50 $80.89 – $420.06
University Hospitals Beachwood Medical Center Beachwood $274.50 $146.40 – $591.06
University Hospitals Conneaut Medical Center Conneaut $219.00 not published
University Hospitals Elyria Medical Center Elyria $274.50 $233.37 – $420.06

All Ohio hospitals for this procedure →