healthcosts.net

Chromo high res and frag x - sendout at lodi hospital

225 Elyria Street, Lodi, OH · Cleveland Clinic · · NPI 1801807870

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$256.10

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$394.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.80 with ANTHEM vs $394.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ANTHEM HPN $23.80 ↓ -91%
ANTHEM PPO/HMO $28.00 ↓ -89%
OPTUM Medicare Advantage Transplant $57.04 ↓ -78%
ANTHEM MEDICARE ADVANTAGE $57.04 ↓ -78%
OSCAR ALL PRODUCTS $111.42 ↓ -56%
OPTUM Managed Medicaid Transplant $111.80 ↓ -56%
Buckeye Managed Medicaid $117.68 ↓ -54%
CARESOURCE Managed Medicaid $117.68 ↓ -54%
HUMANA Medicare Advantage HMO $118.20 ↓ -54%
UNITED MEDICARE ADVANTAGE $118.20 ↓ -54%
MMO Medicare Advantage HMO & PPO $118.20 ↓ -54%
MOLINA Managed Medicaid $123.56 ↓ -52%
ANTHEM Managed Medicaid $123.56 ↓ -52%
UNITED Managed Medicaid $123.56 ↓ -52%
AETNA MEDICARE ADVANTAGE $126.08 ↓ -51%
Summacare MEDICARE ADVANTAGE $126.08 ↓ -51%
PHPHI ALL PRODUCTS $126.08 ↓ -51%
PHP ALL PRODUCTS $126.08 ↓ -51%
AMERIHEALTH Managed Medicaid $129.45 ↓ -49%
The Health Plan Secure Care $157.60 ↓ -38%
Amish Community Aid Plan ALL PRODUCTS $177.30 ↓ -31%
Aultcare PPO/HMO $189.51 ↓ -26%
OHCP ALL PRODUCTS $191.48 ↓ -25%
OMAS ALL PRODUCTS $197.00 ↓ -23%
MMO TRADITIONAL $205.27 ↓ -20%
Ohio Healthy TRANSPLANT $212.76 ↓ -17%
OPTUM All Products Transplant $223.00 ↓ -13%
AETNA Acop $223.79 ↓ -13%
Summacare Preferred $226.94 ↓ -11%
UPMC ALL PRODUCTS $236.40 ↓ -8%
Summacare PREMIER $246.64 ↓ -4%
CIGNA ALL PRODUCTS $250.19 ↓ -2%
ANTHEM TRADITIONAL $260.99 ↑ +2%
CC EHP ALL PRODUCTS $264.77 ↑ +3%
AETNA Asa_Whirlpool_Peia $270.68 ↑ +6%
UNITED ALL PRODUCTS $272.65 ↑ +6%
AETNA International $273.44 ↑ +7%
GMS ALL PRODUCTS $275.80 ↑ +8%
Medical Benefit Corp Transplant SMCP $275.80 ↑ +8%
AETNA ALL PRODUCTS $295.50 ↑ +15%
Consociate Health ALL PRODUCTS $295.50 ↑ +15%
The Health Plan ALL PRODUCTS $315.20 ↑ +23%
Tertiary Care Network TRANSPLANT $354.60 ↑ +38%
FrontPath TRANSPLANT $354.60 ↑ +38%
Managed Care Services TRANSPLANT $354.60 ↑ +38%
MULTIPLAN ALL PRODUCTS $354.60 ↑ +38%
AETNA Qhp/Ipf $394.00 ↑ +54%
AETNA NAP not published by hospital
CommuniCare MEDICARE ADVANTAGE not published by hospital
CIGNA MEDICARE ADVANTAGE not published by hospital
OPTUM All Products VA not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Chromo high res and frag x - sendout at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $256.10 $1.10 – $354.60
akron general Akron $256.10 $0.95 – $930.61
avon hospital Avon $256.10 $0.95 – $861.59
euclid hospital Euclid $256.10 $0.95 – $861.59
fairview hospital Cleveland $256.10 $0.95 – $861.59
lutheran hospital Cleveland $256.10 $0.95 – $861.59
hillcrest hospital Mayfield Heights $256.10 $0.95 – $861.59
marymount hospital Garfield Heights $256.10 $0.95 – $861.59

All Ohio hospitals for this procedure →