Repair nasal stenosis at St Ritas Medical Center

730 W. Market St., Lima, OH · Mercy · · NPI 1811939887

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 16, 2026

$45,009.37

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$75,015.62

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,869.15 with AETNA MEDICARE [1003] vs $5,869.15 with UHC MEDICARE [1011] — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE [1003] AETNA MEDICARE ADVANTAGE HMO [103003] $5,869.15 ↓ -87%
UHC MEDICARE [1011] UNITEDHEALTHCARE DUAL COMPLETE [1011009] $5,869.15 ↓ -87%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Repair nasal stenosis at other Ohio hospitals

Hospital City Cash price Negotiated range
Jewish Hospital Cincinnati $35,711.36 $5,768.99 – $5,884.37
Mercy West Hospital Cincinnati $36,747.76 $5,869.15 – $5,986.53
cleveland clinic main campus Cleveland $3,213.60 $1.10 – $5,600.62
akron general Akron $3,213.60 $1.10 – $5,903.23
mercy hospital Canton $3,213.60 $1.10 – $5,768.63
Fairfield Hospital Fairfield $26,829.91 $5,869.15 – $5,986.53
avon hospital Avon not published $1,326.68 – $6,160.68
cleveland clinic childrens hospital for rehabilitation Cleveland not published $2,165.99 – $2,507.99

All Ohio hospitals for this procedure →