Tx atrial fib pulm vein isol at Kettering Health Main Campus (Kettering)

3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$21,833.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$54,583.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18,353.44 with Aetna vs $88,749.73 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna New Business/Oh Ky Preferred Other Commercial Plan $18,353.44 ↓ -16%
Aetna All Commercial Plans $18,353.44 ↓ -16%
Unitedhealthcare All Commercial Plans $22,396.00 ↑ +3%
Unitedhealthcare Employee $22,396.00 ↑ +3%
Aetna Medicare Managed Care Plan $25,753.86 ↑ +18%
Molina Healthcare Medicare Managed Care Plan $27,041.56 ↑ +24%
Bcbs Anthem Pathway Hmox Exchange $38,514.49 ↑ +76%
Caresource Marketplace Exchange $39,802.59 ↑ +82%
Unitedhealthcare Exchange $39,962.27 ↑ +83%
Molina Healthcare Exchange $53,470.17 ↑ +145%
Buckeye Health Plan Ambetter Exchange $54,083.11 ↑ +148%
Custom Design Benefits Inc. All Commercial Plans $69,190.33 ↑ +217%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $88,749.73 ↑ +306%

Visitor-reported prices

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Tx atrial fib pulm vein isol at other Ohio hospitals

Hospital City Cash price Negotiated range
Trinity Medical Center East Steubenville $19,298.64 $23,348.40 – $29,963.78
cleveland clinic main campus Cleveland $45,258.20 $1.10 – $62,665.20
akron general Akron $45,258.20 $1.10 – $62,665.20
avon hospital Avon $45,258.20 $1,647.47 – $62,665.20
euclid hospital Euclid $45,258.20 $1,647.47 – $62,665.20
fairview hospital Cleveland $45,258.20 $1,407.23 – $62,665.20
lutheran hospital Cleveland $45,258.20 $1,647.47 – $62,665.20
hillcrest hospital Mayfield Heights $45,258.20 $1,407.23 – $62,665.20

All Ohio hospitals for this procedure →