Thawing cryopresrved oocyte at Kettering Health Main Campus (Kettering)
3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984
$402.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,007.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.50 with Aetna vs $450.99 with Custom Design Benefits Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $8.50 | ↓ -98% |
| Aetna | New Business/Oh Ky Preferred Other Commercial Plan | $8.50 | ↓ -98% |
| Bcbs | Anthem Pathway Hmox Exchange | $150.00 | ↓ -63% |
| Bcbs | Anthem - Blue Access/Blue Preferred Hmo/Ppo | $150.00 | ↓ -63% |
| Bcbs | Anthem Traditional | $150.00 | ↓ -63% |
| Aetna | Medicare Managed Care Plan | $167.87 | ↓ -58% |
| Molina Healthcare | Medicare Managed Care Plan | $176.26 | ↓ -56% |
| Unitedhealthcare | Employee | $178.99 | ↓ -56% |
| Unitedhealthcare | All Commercial Plans | $178.99 | ↓ -56% |
| Cigna | All Commercial Plans | $185.12 | ↓ -54% |
| Caresource | Marketplace Exchange | $259.44 | ↓ -36% |
| Unitedhealthcare | Exchange | $260.48 | ↓ -35% |
| Molina Healthcare | Exchange | $348.53 | ↓ -13% |
| Buckeye Health Plan | Ambetter Exchange | $352.52 | ↓ -12% |
| Custom Design Benefits Inc. | All Commercial Plans | $450.99 | ↑ +12% |
Visitor-reported prices
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Thawing cryopresrved oocyte at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic main campus | Cleveland | $227.50 | $24.85 – $315.00 |
| University Hospitals Cleveland Medical Center | Cleveland OH 44106|3999 Richmond Road | $426.00 | $161.18 – $322.37 |
| Kettering Health Dayton (Grandview) | Dayton | $402.80 | $8.50 – $450.99 |
| Kettering Health Miamisburg (Sycamore) | Miamisburg | $402.80 | $8.50 – $453.80 |
| Kettering Health Hamilton (Fort Hamilton) | Hamilton | $402.80 | $8.50 – $453.80 |
| Soin Medical Center | Beaver Creek | $402.80 | $8.50 – $450.99 |
| Kettering Health Greene Memorial | Xenia | $402.80 | $8.50 – $448.58 |
| Kettering Health Troy | Troy | $402.80 | $8.50 – $448.58 |