MRA chest wo IV cont at Kettering Health Main Campus (Kettering)

3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$965.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,413.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$235.10 with Aetna vs $810.16 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $235.10 ↓ -76%
Molina Healthcare Medicare Managed Care Plan $246.85 ↓ -74%
Bcbs Anthem Pathway Hmox Exchange $351.58 ↓ -64%
Caresource Marketplace Exchange $363.34 ↓ -62%
Unitedhealthcare Exchange $364.80 ↓ -62%
Molina Healthcare Exchange $488.11 ↓ -49%
Buckeye Health Plan Ambetter Exchange $493.70 ↓ -49%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $514.63 ↓ -47%
Aetna All Commercial Plans $514.63 ↓ -47%
Custom Design Benefits Inc. All Commercial Plans $631.61 ↓ -35%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $810.16 ↓ -16%

Visitor-reported prices

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MRA chest wo IV cont at other Ohio hospitals

Hospital City Cash price Negotiated range
Trinity Medical Center East Steubenville $1,764.03 $1,502.00 – $2,738.89
Allen Hospital Oberlin $1,603.20 not published
Kettering Health Dayton (Grandview) Dayton $965.20 $235.10 – $631.61
Tiffin Hospital Tiffin $3,490.20 not published
Defiance Hospital Defiance $2,823.60 not published
Kettering Health Miamisburg (Sycamore) Miamisburg $965.20 $236.56 – $635.54
Willard Hospital Willard $3,358.20 not published
Kettering Health Hamilton (Fort Hamilton) Hamilton $965.20 $236.56 – $635.54

All Ohio hospitals for this procedure →