Ins/rpl pm gen exist sgl lead at Kettering Health Main Campus (Kettering)

3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$3,865.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,663.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,350.00 with Medical Mutual vs $28,098.65 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medical Mutual New Buisness Other Commercial Plan $6,350.00 ↑ +64%
Aetna Medicare Managed Care Plan $8,153.81 ↑ +111%
Molina Healthcare Medicare Managed Care Plan $8,561.50 ↑ +122%
Medical Mutual Supermed Ppo $9,071.00 ↑ +135%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $10,817.74 ↑ +180%
Aetna All Commercial Plans $10,817.74 ↑ +180%
Bcbs Anthem Pathway Hmox Exchange $12,193.90 ↑ +215%
Caresource Marketplace Exchange $12,601.72 ↑ +226%
Unitedhealthcare Exchange $12,652.27 ↑ +227%
Cigna All Commercial Plans $14,364.00 ↑ +272%
Molina Healthcare Exchange $16,928.95 ↑ +338%
Buckeye Health Plan Ambetter Exchange $17,123.01 ↑ +343%
Unitedhealthcare Employee $21,466.00 ↑ +455%
Unitedhealthcare All Commercial Plans $21,466.00 ↑ +455%
Custom Design Benefits Inc. All Commercial Plans $21,906.04 ↑ +467%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $28,098.65 ↑ +627%

Visitor-reported prices

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Ins/rpl pm gen exist sgl lead at other Ohio hospitals

Hospital City Cash price Negotiated range
Kings Mills Hospital Mason $6,702.00 not published
cleveland clinic main campus Cleveland $14,779.05 $1.10 – $20,463.30
akron general Akron $14,779.05 $520.99 – $20,463.30
avon hospital Avon $14,779.05 $577.81 – $20,463.30
euclid hospital Euclid $14,779.05 $577.81 – $20,463.30
fairview hospital Cleveland $14,779.05 $493.55 – $20,463.30
lutheran hospital Cleveland $14,779.05 $577.81 – $20,463.30
hillcrest hospital Mayfield Heights $14,779.05 $493.55 – $20,463.30

All Ohio hospitals for this procedure →