Hla i typing complete lr at Kettering Health Main Campus (Kettering)

3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$338.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$845.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$161.44 with Bcbs vs $916.15 with Medical Mutual — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Anthem Pathway Hmox Exchange $161.44 ↓ -52%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $161.44 ↓ -52%
Bcbs Anthem Traditional $161.44 ↓ -52%
Health Ohio Network All Commercial Plans $333.32 ↓ -1%
Unitedhealthcare All Commercial Plans $403.59 ↑ +19%
Custom Design Benefits Inc. All Commercial Plans $403.59 ↑ +19%
Unitedhealthcare Employee $403.59 ↑ +19%
Caresource Marketplace Exchange $415.70 ↑ +23%
Molina Healthcare Medicare Managed Care Plan $423.77 ↑ +25%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $455.12 ↑ +35%
Aetna All Commercial Plans $455.12 ↑ +35%
Cigna All Commercial Plans $459.08 ↑ +36%
Unitedhealthcare Exchange $626.25 ↑ +85%
Medical Mutual New Buisness Other Commercial Plan $766.82 ↑ +127%
Molina Healthcare Exchange $837.93 ↑ +148%
Buckeye Health Plan Ambetter Exchange $847.54 ↑ +151%
Medical Mutual Supermed Ppo $916.15 ↑ +171%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Hla i typing complete lr at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $1,810.25 $1.10 – $2,506.50
avon hospital Avon $1,810.25 $0.95 – $2,506.50
euclid hospital Euclid $1,810.25 $0.95 – $2,506.50
fairview hospital Cleveland $1,810.25 $0.95 – $2,506.50
lutheran hospital Cleveland $1,810.25 $0.95 – $2,506.50
hillcrest hospital Mayfield Heights $1,810.25 $0.95 – $2,506.50
marymount hospital Garfield Heights $1,810.25 $0.95 – $2,506.50
medina hospital Medina $1,810.25 $0.95 – $2,506.50

All Ohio hospitals for this procedure →