Hla class i phenotype qual at Kettering Health Main Campus (Kettering)

3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$1,466.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,667.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.87 with Bcbs vs $216.83 with Medical Mutual — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Anthem Traditional $39.87 ↓ -97%
Bcbs Anthem Pathway Hmox Exchange $39.87 ↓ -97%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $39.87 ↓ -97%
Custom Design Benefits Inc. All Commercial Plans $95.52 ↓ -93%
Unitedhealthcare All Commercial Plans $95.52 ↓ -93%
Unitedhealthcare Employee $95.52 ↓ -93%
Caresource Marketplace Exchange $98.39 ↓ -93%
Molina Healthcare Medicare Managed Care Plan $100.30 ↓ -93%
Aetna All Commercial Plans $107.72 ↓ -93%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $107.72 ↓ -93%
Cigna All Commercial Plans $108.66 ↓ -93%
Health Ohio Network All Commercial Plans $118.60 ↓ -92%
Unitedhealthcare Exchange $148.22 ↓ -90%
Medical Mutual New Buisness Other Commercial Plan $181.49 ↓ -88%
Molina Healthcare Exchange $198.32 ↓ -86%
Buckeye Health Plan Ambetter Exchange $200.59 ↓ -86%
Medical Mutual Supermed Ppo $216.83 ↓ -85%

Visitor-reported prices

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Hla class i phenotype qual at other Ohio hospitals

Hospital City Cash price Negotiated range
St Ritas Medical Center Lima $397.20 not published
Springfield Medical Center Springfield $397.20 not published
Allen Hospital Oberlin $393.00 not published
Lorain Hospital Lorain $397.20 not published
Urbana Hospital Urbana $397.20 not published
Kettering Health Dayton (Grandview) Dayton $1,466.80 $39.87 – $200.59
Tiffin Hospital Tiffin $417.00 not published
St Elizabeth Youngstown Hospital Youngstown $397.20 not published

All Ohio hospitals for this procedure →