Growth hormone panel at Kettering Health Main Campus (Kettering)

3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.73 with Bcbs vs $293.58 with Medical Mutual — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Anthem Pathway Hmox Exchange $51.73
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $51.73
Bcbs Anthem Traditional $51.73
Health Ohio Network All Commercial Plans $117.67
Unitedhealthcare All Commercial Plans $129.33
Custom Design Benefits Inc. All Commercial Plans $129.33
Unitedhealthcare Employee $129.33
Caresource Marketplace Exchange $133.21
Molina Healthcare Medicare Managed Care Plan $135.80
Aetna New Business/Oh Ky Preferred Other Commercial Plan $145.84
Aetna All Commercial Plans $145.84
Cigna All Commercial Plans $147.11
Unitedhealthcare Exchange $200.68
Medical Mutual New Buisness Other Commercial Plan $245.73
Molina Healthcare Exchange $268.51
Buckeye Health Plan Ambetter Exchange $271.59
Medical Mutual Supermed Ppo $293.58

Visitor-reported prices

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Growth hormone panel at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $579.80 $1.10 – $802.80
University Hospitals Ahuja Medical Center Beachwood $261.75 $41.55 – $314.10
University Hospitals Beachwood Medical Center Beachwood $261.75 $61.04 – $314.10
University Hospitals Conneaut Medical Center Conneaut $252.00 $41.55 – $310.38
University Hospitals Elyria Medical Center Elyria $261.75 $129.33 – $232.79
University Hospitals Regional Hospitals - Geauga Medical Center Chardon $261.75 $41.55 – $232.79
University Hospitals Geneva Medical Center Geneva $252.00 $41.55 – $310.38
University Hospitals Lake West Medical Center Willoughby OH 44094|7590 Auburn Road $261.75 $73.72 – $232.79

All Ohio hospitals for this procedure →