Culture aerobic additional method definitive id each at Kettering Health Main Campus (Kettering)

3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$199.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$499.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.82 with Bcbs vs $18.34 with Medical Mutual — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Anthem Traditional $3.82 ↓ -98%
Bcbs Anthem Pathway Hmox Exchange $3.82 ↓ -98%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $3.82 ↓ -98%
Custom Design Benefits Inc. All Commercial Plans $8.08 ↓ -96%
Unitedhealthcare All Commercial Plans $8.08 ↓ -96%
Unitedhealthcare Employee $8.08 ↓ -96%
Caresource Marketplace Exchange $8.32 ↓ -96%
Molina Healthcare Medicare Managed Care Plan $8.48 ↓ -96%
Aetna All Commercial Plans $9.11 ↓ -95%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $9.11 ↓ -95%
Cigna All Commercial Plans $9.19 ↓ -95%
Health Ohio Network All Commercial Plans $11.71 ↓ -94%
Unitedhealthcare Exchange $12.54 ↓ -94%
Medical Mutual New Buisness Other Commercial Plan $15.35 ↓ -92%
Molina Healthcare Exchange $16.78 ↓ -92%
Buckeye Health Plan Ambetter Exchange $16.97 ↓ -91%
Medical Mutual Supermed Ppo $18.34 ↓ -91%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Culture aerobic additional method definitive id each at other Ohio hospitals

Hospital City Cash price Negotiated range
Jewish Hospital Cincinnati $57.60 not published
Anderson Hospital Cincinnati $57.60 not published
Clermont Hospital Batavia $57.60 not published
Kings Mills Hospital Mason $57.60 not published
Mercy West Hospital Cincinnati $57.60 not published
St Ritas Medical Center Lima $67.20 not published
Trinity Medical Center East Steubenville $199.86 $3.99 – $71.69
cleveland clinic main campus Cleveland $36.40 $1.10 – $50.40

All Ohio hospitals for this procedure →