Cold agglutinin screen (arc) at Kettering Health Main Campus (Kettering)
3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984
$19.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$48.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.31 with Bcbs vs $18.32 with Medical Mutual — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Bcbs | Anthem Traditional | $3.31 | ↓ -83% |
| Bcbs | Anthem - Blue Access/Blue Preferred Hmo/Ppo | $3.31 | ↓ -83% |
| Bcbs | Anthem Pathway Hmox Exchange | $3.31 | ↓ -83% |
| Unitedhealthcare | All Commercial Plans | $8.07 | ↓ -58% |
| Custom Design Benefits Inc. | All Commercial Plans | $8.07 | ↓ -58% |
| Unitedhealthcare | Employee | $8.07 | ↓ -58% |
| Caresource | Marketplace Exchange | $8.31 | ↓ -57% |
| Molina Healthcare | Medicare Managed Care Plan | $8.47 | ↓ -56% |
| Aetna | All Commercial Plans | $9.11 | ↓ -53% |
| Aetna | New Business/Oh Ky Preferred Other Commercial Plan | $9.11 | ↓ -53% |
| Cigna | All Commercial Plans | $9.19 | ↓ -52% |
| Health Ohio Network | All Commercial Plans | $9.55 | ↓ -50% |
| Unitedhealthcare | Exchange | $12.52 | ↓ -35% |
| Medical Mutual | New Buisness Other Commercial Plan | $15.33 | ↓ -20% |
| Molina Healthcare | Exchange | $16.75 | ↓ -13% |
| Buckeye Health Plan | Ambetter Exchange | $16.95 | ↓ -12% |
| Medical Mutual | Supermed Ppo | $18.32 | ↓ -5% |
Visitor-reported prices
Comments
Cold agglutinin screen (arc) at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St Ritas Medical Center | Lima | $42.60 | not published |
| Springfield Medical Center | Springfield | $40.20 | not published |
| Allen Hospital | Oberlin | $40.20 | not published |
| Lorain Hospital | Lorain | $40.20 | not published |
| Urbana Hospital | Urbana | $40.20 | not published |
| Kettering Health Dayton (Grandview) | Dayton | $19.20 | $3.31 – $16.95 |
| Tiffin Hospital | Tiffin | $40.20 | not published |
| St Elizabeth Youngstown Hospital | Youngstown | $40.20 | not published |