_afb org id by sequencing rflx ast-sendout at Kettering Health Main Campus (Kettering)
3535 Southern Boulevard, Kettering, OH · Ketteringhealth · · NPI 1043233984
$224.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$561.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$56.97 with Bcbs vs $261.87 with Medical Mutual — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Bcbs | Anthem Traditional | $56.97 | ↓ -75% |
| Bcbs | Anthem Pathway Hmox Exchange | $56.97 | ↓ -75% |
| Bcbs | Anthem - Blue Access/Blue Preferred Hmo/Ppo | $56.97 | ↓ -75% |
| Custom Design Benefits Inc. | All Commercial Plans | $115.36 | ↓ -49% |
| Unitedhealthcare | All Commercial Plans | $115.36 | ↓ -49% |
| Unitedhealthcare | Employee | $115.36 | ↓ -49% |
| Caresource | Marketplace Exchange | $118.82 | ↓ -47% |
| Molina Healthcare | Medicare Managed Care Plan | $121.13 | ↓ -46% |
| Aetna | All Commercial Plans | $130.09 | ↓ -42% |
| Aetna | New Business/Oh Ky Preferred Other Commercial Plan | $130.09 | ↓ -42% |
| Cigna | All Commercial Plans | $131.22 | ↓ -42% |
| Health Ohio Network | All Commercial Plans | $167.48 | ↓ -25% |
| Unitedhealthcare | Exchange | $179.00 | ↓ -20% |
| Medical Mutual | New Buisness Other Commercial Plan | $219.18 | ↓ -2% |
| Molina Healthcare | Exchange | $239.51 | ↑ +7% |
| Buckeye Health Plan | Ambetter Exchange | $242.26 | ↑ +8% |
| Medical Mutual | Supermed Ppo | $261.87 | ↑ +17% |
Visitor-reported prices
Comments
_afb org id by sequencing rflx ast-sendout at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jewish Hospital | Cincinnati | $213.00 | not published |
| Anderson Hospital | Cincinnati | $213.00 | not published |
| Clermont Hospital | Batavia | $213.00 | not published |
| Kings Mills Hospital | Mason | $213.00 | not published |
| Mercy West Hospital | Cincinnati | $213.00 | not published |
| St Ritas Medical Center | Lima | $180.60 | not published |
| Trinity Medical Center East | Steubenville | $297.56 | $56.97 – $253.26 |
| cleveland clinic main campus | Cleveland | $517.40 | $49.14 – $716.40 |