Biopsy of heart lining at Kettering Health Hamilton (Fort Hamilton)

630 Eaton Avenue, Hamilton, OH · Ketteringhealth · · NPI 1104867167

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$2,842.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,105.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,130.45 with Aetna vs $23,576.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $3,130.45 ↑ +10%
Molina Healthcare Medicare Managed Care Plan $3,286.97 ↑ +16%
Bcbs Anthem Pathway Hmox Exchange $4,721.67 ↑ +66%
Caresource Marketplace Exchange $4,838.11 ↑ +70%
Unitedhealthcare Exchange $4,857.52 ↑ +71%
Molina Healthcare Exchange $6,499.44 ↑ +129%
Buckeye Health Plan Ambetter Exchange $6,573.94 ↑ +131%
Custom Design Benefits Inc. All Commercial Plans $8,410.26 ↑ +196%
Unitedhealthcare All Commercial Plans $10,499.00 ↑ +269%
Unitedhealthcare Employee $10,499.00 ↑ +269%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $10,880.25 ↑ +283%
Aetna All Commercial Plans $23,576.00 ↑ +730%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $23,576.00 ↑ +730%

Visitor-reported prices

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Biopsy of heart lining at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $12,942.15 $1.10 – $16,288.20
akron general Akron $12,942.15 $1.10 – $16,288.20
avon hospital Avon $11,763.70 $1,398.18 – $16,288.20
euclid hospital Euclid $11,763.70 $831.05 – $16,288.20
fairview hospital Cleveland $11,763.70 $794.04 – $16,288.20
lutheran hospital Cleveland $11,763.70 $794.04 – $16,288.20
hillcrest hospital Mayfield Heights $11,763.70 $794.04 – $16,288.20
marymount hospital Garfield Heights $11,763.70 $794.04 – $16,288.20

All Ohio hospitals for this procedure →