Lower Back (Lumbar Spine) CT scan (with and without contrast) at University Hospitals Geneva Medical Center

870 West Main Street, Geneva, OH · University Hospitals · · NPI 1225128432

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 13, 2026

$2,060.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,747.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$520.00 with University Health Employee Plan (Contigo) vs $2,604.16 with Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
University Health Employee Plan (Contigo) Commercial $520.00 ↓ -75%
Aetna Medicare Advantage $549.40 ↓ -73%
Wellcare by Allwell Medicare Advantage $549.40 ↓ -73%
Humana Medicare Advantage $549.40 ↓ -73%
Anthem Medicare Advantage $549.40 ↓ -73%
United Healthcare Medicare Advantage $549.40 ↓ -73%
The Health Plan Medicare Advantage $549.40 ↓ -73%
SummaCare Medicare Advantage $549.40 ↓ -73%
Primetime Health Plan Medicare Advantage $549.40 ↓ -73%
Cigna Medicare Advantage $549.40 ↓ -73%
Devoted Health Medicare Advantage $549.40 ↓ -73%
Molina Medicare Advantage $549.40 ↓ -73%
Medical Mutual of Ohio Medicare Advantage $549.40 ↓ -73%
Paramount Medicare Advantage $565.88 ↓ -73%
Perennial Advantage of Ohio Medicare Advantage $576.87 ↓ -72%
Valor Health Plans Medicare Advantage $576.87 ↓ -72%
Amish Church Fund and Workers Aid Plan Fund $600.00 ↓ -71%
Buckeye Plain Ministries Fund $600.00 ↓ -71%
Amish Aid Community Plan Fund $600.00 ↓ -71%
Christian Healthcare Ministries Fund $900.00 ↓ -56%
SummaCare Commercial $900.00 ↓ -56%
CareSource Marketplace $988.92 ↓ -52%
Ambetter Commercial $988.92 ↓ -52%
AultCare Commercial $1,009.00 ↓ -51%
Cigna OAP Commercial $1,100.00 ↓ -47%
Immergrun Commercial $1,373.50 ↓ -33%
Sunrise Plan Communities Fund $1,373.50 ↓ -33%
Cigna PPO Commercial $1,524.59 ↓ -26%
JP Farley Commercial $1,595.00 ↓ -23%
United Healthcare Commercial $1,739.00 ↓ -16%
HealthSmart Commercial $1,785.55 ↓ -13%
Ohio Health Choice Preferred Health Choice Plus Commercial $1,785.55 ↓ -13%
The Health Plan Commercial $1,813.02 ↓ -12%
Aetna Commercial $1,898.00 ↓ -8%
Medical Mutual of Ohio Traditional/Health Ohio Commercial $1,922.90 ↓ -7%
Beech Street Commercial $2,197.60 ↑ +7%
Ohio Preferred Network Commercial $2,197.60 ↑ +7%
Medical Mutual of Ohio MedFlex Commercial $2,216.83 ↑ +8%
First Health Commercial $2,280.01 ↑ +11%
Century Health Network Commercial $2,334.95 ↑ +13%
Anthem Traditional Commercial $2,345.94 ↑ +14%
Anthem Tiered/Pathway Commercial $2,345.94 ↑ +14%
Medical Mutual of Ohio Northern Ohio Commercial $2,351.43 ↑ +14%
Private Healthcare System Commercial $2,362.42 ↑ +15%
Medical Mutual of Ohio SuperMed Commercial $2,409.12 ↑ +17%
Medical Mutual of Ohio NAS Commercial $2,472.30 ↑ +20%
MultiPlan Commercial $2,472.30 ↑ +20%
Fortified Provider Network Commercial $2,472.30 ↑ +20%
Ohio Health Choice Commercial $2,472.30 ↑ +20%
Anthem Blue Access Commercial $2,604.16 ↑ +26%
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
CareSource Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
Humana Managed Medicaid not published by hospital —

Visitor-reported prices

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Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Ohio hospitals

Hospital City Cash price Negotiated range
Jewish Hospital Cincinnati $1,740.00 not published
Anderson Hospital Cincinnati $1,740.00 not published
Clermont Hospital Batavia $1,740.00 not published
Kings Mills Hospital Mason $1,034.40 not published
Mercy West Hospital Cincinnati $1,740.00 not published
St Ritas Medical Center Lima $2,158.20 not published
Trinity Medical Center East Steubenville $1,246.77 $735.00 – $1,902.67
cleveland clinic main campus Cleveland $1,161.55 $1.10 – $1,105.20

All Ohio hospitals for this procedure →