X-ray exam of arm infant at University Hospitals Elyria Medical Center

630 East River Street, Elyria, OH · University Hospitals · · NPI 1841299039

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 13, 2026

$299.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$399.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.61 with Aetna vs $359.10 with Ohio Health Choice — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $65.61 ↓ -78%
Devoted Health Medicare Advantage $98.91 ↓ -67%
Humana Medicare Advantage $98.91 ↓ -67%
Medical Mutual of Ohio Medicare Advantage $98.91 ↓ -67%
Aetna Medicare Advantage $98.91 ↓ -67%
WellCare by AllWell Medicare Advantage $98.91 ↓ -67%
Primetime Health Plan Medicare Advantage $98.91 ↓ -67%
United Healthcare Medicare Advantage $98.91 ↓ -67%
The Health Plan Medicare Advantage $98.91 ↓ -67%
SummaCare Medicare Advantage $98.91 ↓ -67%
Cigna Medicare Advantage $98.91 ↓ -67%
Anthem Medicare Advantage $98.91 ↓ -67%
Molina Medicare Advantage $98.91 ↓ -67%
Paramount Medicare Advantage $101.88 ↓ -66%
Valor Health Plans Medicare Advantage $103.85 ↓ -65%
Perennial Advantage of Ohio Medicare Advantage $103.85 ↓ -65%
Medical Mutual of Ohio MedFlex Commercial $131.67 ↓ -56%
Medical Mutual of Ohio Northern Ohio Commercial $142.84 ↓ -52%
Medical Mutual of Ohio SuperMed PPO $144.84 ↓ -52%
Medical Mutual of Ohio SuperMed HMO $146.43 ↓ -51%
Medical Mutual of Ohio NAS Commercial $161.20 ↓ -46%
University Health Employee Plan (Contigo) Commercial $161.25 ↓ -46%
CareSource Marketplace $178.03 ↓ -41%
Ambetter Commercial $178.03 ↓ -41%
Anthem Commercial $183.54 ↓ -39%
Amish Aid Community Plan Fund $183.54 ↓ -39%
Amish Church Fund and Workers Aid Plan Fund $183.54 ↓ -39%
Anthem Traditional Commercial $183.54 ↓ -39%
Buckeye Plain Ministries Fund $183.54 ↓ -39%
JP Farley Commercial $187.53 ↓ -37%
Immergrun Commercial $199.50 ↓ -33%
Christian Healthcare Ministries Fund $199.50 ↓ -33%
Sunrise Plan Communities Fund $199.50 ↓ -33%
SummaCare Commercial $203.49 ↓ -32%
United Healthcare Nexus Commercial $215.06 ↓ -28%
AultCare Commercial $219.45 ↓ -27%
Cigna PPO Commercial $221.45 ↓ -26%
United Healthcare Commercial $239.00 ↓ -20%
Ohio Health Choice Preferred Health Choice Plus Commercial $259.35 ↓ -13%
HealthSmart Commercial $259.35 ↓ -13%
The Health Plan Commercial $263.34 ↓ -12%
Medical Mutual Traditional/Health Ohio HMO $279.30 ↓ -7%
Ohio Preferred Network Commercial $319.20 ↑ +7%
Beech Street Commercial $319.20 ↑ +7%
First Health Commercial $331.17 ↑ +11%
Century Health Network Commercial $339.15 ↑ +13%
Private Healthcare System Commercial $343.14 ↑ +15%
MultiPlan Commercial $359.10 ↑ +20%
Fortified Provider Network Commercial $359.10 ↑ +20%
Ohio Health Choice Commercial $359.10 ↑ +20%
Humana Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
Cigna OAP Commercial not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
CareSource Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —

Visitor-reported prices

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X-ray exam of arm infant at other Ohio hospitals

Hospital City Cash price Negotiated range
Anderson Hospital Cincinnati $259.80 not published
Clermont Hospital Batavia $218.40 not published
St Ritas Medical Center Lima $440.40 not published
cleveland clinic main campus Cleveland $518.70 $1.10 – $660.60
akron general Akron $518.70 $0.87 – $660.60
avon hospital Avon $477.10 $0.87 – $660.60
euclid hospital Euclid $477.10 $0.87 – $660.60
fairview hospital Cleveland $477.10 $0.87 – $660.60

All Ohio hospitals for this procedure →