Removal of heel bone at Kettering Health Dayton (Grandview)

405 Grand Avenue, Dayton, OH · Ketteringhealth · · NPI 1053339507

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$6,298.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,747.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,223.93 with Aetna vs $18,609.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $3,223.93 ↓ -49%
Molina Healthcare Medicare Managed Care Plan $3,385.13 ↓ -46%
Bcbs Anthem Pathway Hmox Exchange $4,820.43 ↓ -23%
Caresource Marketplace Exchange $4,982.58 ↓ -21%
Unitedhealthcare Exchange $5,002.57 ↓ -21%
Molina Healthcare Exchange $6,693.52 ↑ +6%
Buckeye Health Plan Ambetter Exchange $6,770.25 ↑ +7%
Medical Mutual New Business Other Commercial Plan $7,642.00 ↑ +21%
Custom Design Benefits Inc. All Commercial Plans $8,661.41 ↑ +38%
Unitedhealthcare Employee $8,725.00 ↑ +39%
Unitedhealthcare All Commercial Plans $8,725.00 ↑ +39%
Medical Mutual Supermed Ppo $10,917.00 ↑ +73%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $11,107.81 ↑ +76%
Aetna All Commercial Plans $14,014.53 ↑ +122%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $14,014.53 ↑ +122%
Cigna All Commercial Plans $18,609.00 ↑ +195%

Visitor-reported prices

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Removal of heel bone at other Ohio hospitals

Hospital City Cash price Negotiated range
Anderson Hospital Cincinnati $28,183.85 $7,071.33 – $7,212.75
Mercy West Hospital Cincinnati $32,071.48 $7,194.09 – $7,337.97
cleveland clinic main campus Cleveland $1,593.80 $1.10 – $3,095.56
akron general Akron $1,593.80 $1.10 – $3,237.79
mercy hospital Canton $1,593.80 $1.10 – $3,188.43
Fairfield Hospital Fairfield $28,331.26 $3,243.99 – $3,308.87
Lorain Hospital Lorain $36,608.85 $6,864.94 – $7,002.24
Kettering Health Main Campus (Kettering) Kettering $6,298.80 $3,223.93 – $18,609.00

All Ohio hospitals for this procedure →