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Insj stablj dev without dcmprn at lutheran hospital

1730 West 25th Street, Cleveland, OH · Cleveland Clinic · · NPI 1194763045

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7,275.57 with OPTUM vs $26,295.70 with ANTHEM — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Managed Medicaid Transplant $7,275.57
Paramount Managed Medicaid $7,888.24
MOLINA Managed Medicaid $8,041.41
ANTHEM Managed Medicaid $8,041.41
Buckeye Managed Medicaid $8,041.41
United BH Managed Medicaid $8,118.00
CARESOURCE Managed Medicaid $8,194.58
UNITED Managed Medicaid $8,194.58
AMERIHEALTH Managed Medicaid $8,424.34
OPTUM All Products VA $11,928.06
OPTUM Medicare Advantage Transplant $11,928.06
UNITED MEDICARE ADVANTAGE $11,928.06
HUMANA Medicare Advantage HMO $11,928.06
MMO Medicare Advantage HMO $11,928.06
The Health Plan MEDICARE ADVANTAGE $11,928.06
AETNA MEDICARE ADVANTAGE $12,146.38
ANTHEM MEDICARE ADVANTAGE $12,146.38
DEVOTED HEALTH MEDICARE ADVANTAGE $12,146.38
Summacare MEDICARE ADVANTAGE $12,146.38
UPMC MEDICARE ADVANTAGE $12,146.38
Valor HMO & PPO $12,146.38
MMO Medicare Advantage PPO $12,285.90
CIGNA MEDICARE ADVANTAGE $12,510.77
CommuniCare MEDICARE ADVANTAGE $12,753.70
Perennial Health MEDICARE ADVANTAGE $12,882.30
Perennial Health HMO I-SNP and HMO C-SNP $13,118.09
Zing Health Medicare Advantage $13,361.02
PPHP ALL PRODUCTS $13,361.02
ANTHEM PPO/HMO $26,295.70

Visitor-reported prices

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Insj stablj dev without dcmprn at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $1,827.80 $1.10 – $12,146.38
cleveland clinic childrens hospital for rehabilitation Cleveland not published $12,963.06 – $15,009.86
fairview hospital Cleveland not published $7,642.13 – $13,361.02
University Hospitals Ahuja Medical Center Beachwood $15,258.00 $900.00 – $21,863.49
University Hospitals Beachwood Medical Center Beachwood $15,258.00 $900.00 – $30,763.38
University Hospitals Conneaut Medical Center Conneaut $12,226.50 not published
University Hospitals Elyria Medical Center Elyria $15,258.00 $12,146.38 – $21,863.49
University Hospitals Regional Hospitals - Geauga Medical Center Chardon $15,258.00 $12,146.38 – $21,863.49

All Ohio hospitals for this procedure →