healthcosts.net
Ins/rpl prph sac/gstr npg/r at lutheran hospital
1730 West 25th Street, Cleveland, OH · Cleveland Clinic · · NPI 1194763045
$18,129.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$27,892.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with UNITED vs $27,892.00 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED | ALL PRODUCTS | $0.01 | ↓ -100% |
| ANTHEM | PPO/HMO | $548.55 | ↓ -97% |
| MMO | ALL PRODUCTS | $2,593.00 | ↓ -86% |
| AETNA | Acop | $3,265.00 | ↓ -82% |
| CIGNA | ALL PRODUCTS | $3,465.00 | ↓ -81% |
| AETNA | Asa_Whirlpool_Peia | $3,502.00 | ↓ -81% |
| AETNA | International | $3,971.00 | ↓ -78% |
| OSCAR | ALL PRODUCTS | $7,887.86 | ↓ -56% |
| PHPHI | ALL PRODUCTS | $8,925.44 | ↓ -51% |
| PHP | ALL PRODUCTS | $8,925.44 | ↓ -51% |
| CC EHP | ALL PRODUCTS | $9,427.50 | ↓ -48% |
| Summacare | Preferred | $9,762.20 | ↓ -46% |
| Summacare | PREMIER | $10,626.85 | ↓ -41% |
| Aultcare | PPO/HMO | $11,547.29 | ↓ -36% |
| Amish Community Aid Plan | ALL PRODUCTS | $12,551.40 | ↓ -31% |
| OHCP | ALL PRODUCTS | $13,555.51 | ↓ -25% |
| OMAS | ALL PRODUCTS | $13,946.00 | ↓ -23% |
| MMO | NASCO | $14,587.52 | ↓ -20% |
| MMO | TRADITIONAL | $14,587.52 | ↓ -20% |
| OPTUM | Managed Medicaid Transplant | $14,957.85 | ↓ -17% |
| Ohio Healthy | TRANSPLANT | $15,061.68 | ↓ -17% |
| HEALTHSMART | ALL PRODUCTS | $15,340.60 | ↓ -15% |
| ANTHEM | TRADITIONAL | $15,633.47 | ↓ -14% |
| OPTUM | All Products Transplant | $15,786.87 | ↓ -13% |
| Paramount | Managed Medicaid | $16,217.45 | ↓ -11% |
| ANTHEM | Managed Medicaid | $16,532.36 | ↓ -9% |
| Buckeye | Managed Medicaid | $16,532.36 | ↓ -9% |
| MOLINA | Managed Medicaid | $16,532.36 | ↓ -9% |
| United BH | Managed Medicaid | $16,689.81 | ↓ -8% |
| UPMC | ALL PRODUCTS | $16,735.20 | ↓ -8% |
| The Health Plan | ALL PRODUCTS | $16,735.20 | ↓ -8% |
| CARESOURCE | Managed Medicaid | $16,847.26 | ↓ -7% |
| UNITED | Managed Medicaid | $16,847.26 | ↓ -7% |
| AMERIHEALTH | Managed Medicaid | $17,319.61 | ↓ -4% |
| THREE RIVERS | ALL PRODUCTS | $18,129.80 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $18,354.00 | ↑ +1% |
| Valor | HMO & PPO | $18,354.00 | ↑ +1% |
| Summacare | MEDICARE ADVANTAGE | $18,354.00 | ↑ +1% |
| DEVOTED HEALTH | MEDICARE ADVANTAGE | $18,354.00 | ↑ +1% |
| ANTHEM | MEDICARE ADVANTAGE | $18,354.00 | ↑ +1% |
| UPMC | MEDICARE ADVANTAGE | $18,354.00 | ↑ +1% |
| CIGNA | MEDICARE ADVANTAGE | $18,904.62 | ↑ +4% |
| CommuniCare | MEDICARE ADVANTAGE | $19,271.70 | ↑ +6% |
| Medical Benefit Corp | Transplant SMCP | $19,524.40 | ↑ +8% |
| GMS | ALL PRODUCTS | $19,524.40 | ↑ +8% |
| Quality Care Partners | ALL PRODUCTS | $19,524.40 | ↑ +8% |
| Perennial Health | HMO I-SNP and HMO C-SNP | $19,822.32 | ↑ +9% |
| UNITED | MEDICARE ADVANTAGE | $19,879.81 | ↑ +10% |
| HUMANA | Medicare Advantage HMO | $19,879.81 | ↑ +10% |
| MMO | Medicare Advantage HMO | $19,879.81 | ↑ +10% |
| OPTUM | All Products VA | $19,879.81 | ↑ +10% |
| OPTUM | Medicare Advantage Transplant | $19,879.81 | ↑ +10% |
| The Health Plan | MEDICARE ADVANTAGE | $19,879.81 | ↑ +10% |
| PPHP | ALL PRODUCTS | $20,189.40 | ↑ +11% |
| Zing Health | Medicare Advantage | $20,189.40 | ↑ +11% |
| MMO | Medicare Advantage PPO | $20,476.20 | ↑ +13% |
| Consociate Health | ALL PRODUCTS | $20,919.00 | ↑ +15% |
| AETNA | ALL PRODUCTS | $20,919.00 | ↑ +15% |
| Perennial Health | MEDICARE ADVANTAGE | $21,470.19 | ↑ +18% |
| Evernorth (Cigna BH) | All Products Psychiatrist | $22,313.60 | ↑ +23% |
| Humana Military | ALL PRODUCTS | $23,708.20 | ↑ +31% |
| Managed Care Services | TRANSPLANT | $25,102.80 | ↑ +38% |
| MULTIPLAN | ALL PRODUCTS | $25,102.80 | ↑ +38% |
| FrontPath | TRANSPLANT | $25,102.80 | ↑ +38% |
| USA Managed Care | ALL PRODUCTS | $25,102.80 | ↑ +38% |
| Tertiary Care Network | TRANSPLANT | $25,102.80 | ↑ +38% |
| AETNA | Qhp/Ipf | $27,892.00 | ↑ +54% |
| AETNA | NAP | not published by hospital | — |
| United BH | ALL PRODUCTS | not published by hospital | — |
| United BH | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Ins/rpl prph sac/gstr npg/r at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic main campus | Cleveland | $18,129.80 | $0.01 – $25,102.80 |
| fairview hospital | Cleveland | $18,129.80 | $0.01 – $25,102.80 |
| cleveland clinic childrens hospital for rehabilitation | Cleveland | not published | $26,650.80 – $30,858.82 |
| akron general | Akron | $1,458.60 | $1.10 – $19,822.32 |
| avon hospital | Avon | $18,129.80 | $0.01 – $25,102.80 |
| euclid hospital | Euclid | $18,129.80 | $0.01 – $25,102.80 |
| hillcrest hospital | Mayfield Heights | $18,129.80 | $0.01 – $25,102.80 |
| marymount hospital | Garfield Heights | $18,129.80 | $0.01 – $25,102.80 |