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Biopsy of lip 40490 at lutheran hospital

1730 West 25th Street, Cleveland, OH · Cleveland Clinic · · NPI 1194763045

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.97 with OPTUM vs $485.11 with ANTHEM — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Managed Medicaid Transplant $83.97
Paramount Managed Medicaid $91.04
ANTHEM Managed Medicaid $92.81
MOLINA Managed Medicaid $92.81
Buckeye Managed Medicaid $92.81
United BH Managed Medicaid $93.69
UNITED Managed Medicaid $94.58
CARESOURCE Managed Medicaid $94.58
AMERIHEALTH Managed Medicaid $97.23
UNITED MEDICARE ADVANTAGE $215.28
HUMANA Medicare Advantage HMO $215.28
MMO Medicare Advantage HMO $215.28
OPTUM Medicare Advantage Transplant $215.28
The Health Plan MEDICARE ADVANTAGE $215.28
OPTUM All Products VA $215.28
MMO Medicare Advantage PPO $221.74
AETNA MEDICARE ADVANTAGE $224.08
ANTHEM MEDICARE ADVANTAGE $224.08
DEVOTED HEALTH MEDICARE ADVANTAGE $224.08
Summacare MEDICARE ADVANTAGE $224.08
UPMC MEDICARE ADVANTAGE $224.08
Valor HMO & PPO $224.08
CIGNA MEDICARE ADVANTAGE $230.80
Perennial Health MEDICARE ADVANTAGE $232.50
CommuniCare MEDICARE ADVANTAGE $235.28
Perennial Health HMO I-SNP and HMO C-SNP $242.00
Zing Health Medicare Advantage $246.49
PPHP ALL PRODUCTS $246.49
ANTHEM PPO/HMO $485.11

Visitor-reported prices

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Biopsy of lip 40490 at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $694.20 $0.01 – $961.20
cleveland clinic childrens hospital for rehabilitation Cleveland not published $149.62 – $173.24
fairview hospital Cleveland not published $88.20 – $246.49
akron general Akron $317.20 $1.10 – $439.20
mercy hospital Canton $317.20 $1.10 – $439.20
University Hospitals Cleveland Medical Center Cleveland OH 44106|3999 Richmond Road $479.25 $224.08 – $403.34
avon hospital Avon not published $91.63 – $246.49
euclid hospital Euclid not published $93.89 – $246.49

All Ohio hospitals for this procedure →