healthcosts.net
Colonoscopy/w endoscopic stent 45389 at fairview hospital
18101 Lorain Avenue, Cleveland, OH · Cleveland Clinic · · NPI 1215989611
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,944.41 with HUMANA vs $16,566.66 with ANTHEM — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | Medicare Advantage HMO | $4,944.41 | — |
| MMO | Medicare Advantage HMO | $5,518.49 | — |
| The Health Plan | MEDICARE ADVANTAGE | $5,518.49 | — |
| UNITED | MEDICARE ADVANTAGE | $5,518.49 | — |
| OPTUM | Medicare Advantage Transplant | $5,518.49 | — |
| OPTUM | All Products VA | $5,518.49 | — |
| MMO | Medicare Advantage PPO | $5,684.05 | — |
| AETNA | MEDICARE ADVANTAGE | $5,743.54 | — |
| ANTHEM | MEDICARE ADVANTAGE | $5,743.54 | — |
| DEVOTED HEALTH | MEDICARE ADVANTAGE | $5,743.54 | — |
| Summacare | MEDICARE ADVANTAGE | $5,743.54 | — |
| UPMC | MEDICARE ADVANTAGE | $5,743.54 | — |
| Valor | HMO & PPO | $5,743.54 | — |
| CIGNA | MEDICARE ADVANTAGE | $5,915.84 | — |
| Perennial Health | MEDICARE ADVANTAGE | $5,959.97 | — |
| CommuniCare | MEDICARE ADVANTAGE | $6,030.71 | — |
| Perennial Health | HMO I-SNP and HMO C-SNP | $6,203.02 | — |
| Zing Health | Medicare Advantage | $6,317.89 | — |
| PPHP | ALL PRODUCTS | $6,317.89 | — |
| ANTHEM | HPN | $14,081.43 | — |
| MMO | ALL PRODUCTS | $15,794.73 | — |
| ANTHEM | PPO/HMO | $16,566.66 | — |
Visitor-reported prices
Comments
Colonoscopy/w endoscopic stent 45389 at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic main campus | Cleveland | $17,798.95 | $0.01 – $24,644.70 |
| lutheran hospital | Cleveland | not published | $5,518.49 – $6,317.89 |
| akron general | Akron | $1,362.40 | $1.10 – $5,940.30 |
| mercy hospital | Canton | $1,362.40 | $1.10 – $5,915.84 |
| University Hospitals Ahuja Medical Center | Beachwood | $4,379.25 | $900.00 – $10,338.37 |
| University Hospitals Beachwood Medical Center | Beachwood | $4,379.25 | $900.00 – $14,546.76 |
| University Hospitals Conneaut Medical Center | Conneaut | $2,354.25 | not published |
| University Hospitals Elyria Medical Center | Elyria | $4,379.25 | $5,743.54 – $10,338.37 |