healthcosts.net

Cardiac MRI w/stress img at fairview hospital

18101 Lorain Avenue, Cleveland, OH · Cleveland Clinic · · NPI 1215989611

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$209.33 with OPTUM vs $2,444.63 with UNITED — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Managed Medicaid Transplant $209.33
Paramount Managed Medicaid $226.96
Buckeye Managed Medicaid $231.37
MOLINA Managed Medicaid $231.37
ANTHEM Managed Medicaid $231.37
United BH Managed Medicaid $233.57
UNITED Managed Medicaid $235.77
CARESOURCE Managed Medicaid $235.77
AMERIHEALTH Managed Medicaid $242.39
HUMANA Medicare Advantage HMO $478.61
The Health Plan MEDICARE ADVANTAGE $508.30
MMO Medicare Advantage HMO $508.30
OPTUM All Products VA $508.30
OPTUM Medicare Advantage Transplant $508.30
UNITED MEDICARE ADVANTAGE $508.30
DEVOTED HEALTH MEDICARE ADVANTAGE $516.95
UPMC MEDICARE ADVANTAGE $516.95
AETNA MEDICARE ADVANTAGE $516.95
ANTHEM MEDICARE ADVANTAGE $516.95
Summacare MEDICARE ADVANTAGE $516.95
Valor HMO & PPO $516.95
MMO Medicare Advantage PPO $523.54
CIGNA MEDICARE ADVANTAGE $532.46
CommuniCare MEDICARE ADVANTAGE $542.80
Perennial Health MEDICARE ADVANTAGE $548.96
Perennial Health HMO I-SNP and HMO C-SNP $558.31
Zing Health Medicare Advantage $568.65
PPHP ALL PRODUCTS $568.65
ANTHEM HPN $1,267.41
MMO ALL PRODUCTS $1,421.61
ANTHEM PPO/HMO $1,491.09
AETNA International $2,050.51
UNITED ALL PRODUCTS $2,444.63

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cardiac MRI w/stress img at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $3,302.65 $1.10 – $3,404.70
cleveland clinic childrens hospital for rehabilitation Cleveland not published $355.08 – $411.15
lutheran hospital Cleveland not published $199.29 – $568.65
akron general Akron $2,458.95 $0.87 – $3,404.70
University Hospitals Ahuja Medical Center Beachwood $4,247.25 $516.95 – $5,096.70
University Hospitals Beachwood Medical Center Beachwood $4,247.25 $516.95 – $5,096.70
University Hospitals Conneaut Medical Center Conneaut $4,815.75 $2,260.00 – $2,260.00
University Hospitals Elyria Medical Center Elyria $4,247.25 $516.95 – $930.51

All Ohio hospitals for this procedure →