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Observation/inpatient hospital care low severity 99234 at cleveland clinic main campus

9500 Euclid Avenue, Cleveland, OH · Cleveland Clinic · · NPI 1679525919

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Aug 12, 2026

$520.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$800.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.10 with Zing Health vs $800.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Zing Health Medicare Advantage $1.10 ↓ -100%
Aetna ALL PRODUCTS $2.94 ↓ -99%
Summacare Medicare Advantage Lower Level $59.70 ↓ -89%
Optum Managed Medicaid Transplant $61.98 ↓ -88%
Summacare Medicare Advantage Psych $65.49 ↓ -87%
Paramount Managed Medicaid $67.20 ↓ -87%
Caresource Managed Medicaid $68.50 ↓ -87%
Buckeye Managed Medicaid $68.50 ↓ -87%
OPTUM Managed Medicaid Transplant $68.73 ↓ -87%
Molina Managed Medicaid $71.76 ↓ -86%
AmeriHealth Managed Medicaid $71.76 ↓ -86%
CARESOURCE Managed Medicaid $72.35 ↓ -86%
MOLINA Managed Medicaid $75.97 ↓ -85%
ANTHEM Managed Medicaid $75.97 ↓ -85%
UNITED Managed Medicaid $77.41 ↓ -85%
Summacare Medicare Advantage CNA $78.07 ↓ -85%
United BH Managed Medicaid $79.59 ↓ -85%
United Managed Medicaid $82.71 ↓ -84%
Summacare Medicare Advantage MD $87.26 ↓ -83%
The Health Plan Medicare Advantage $87.32 ↓ -83%
Anthem Medicare Advantage $87.32 ↓ -83%
Humana Medicare Advantage HMO $87.32 ↓ -83%
United Medicare Advantage $87.32 ↓ -83%
Aetna Medicare Advantage Transplant $87.32 ↓ -83%
Aetna Medicare Advantage $87.32 ↓ -83%
UPMC Medicare Advantage $87.32 ↓ -83%
Optum Medicare Advantage Transplant $87.32 ↓ -83%
Valor All Products $87.32 ↓ -83%
Cigna Medicare Advantage $89.94 ↓ -83%
CommuniCare Medicare Advantage $91.69 ↓ -82%
Devoted Health Medicare Advantage $91.85 ↓ -82%
Perennial Health Medicare Advantage $94.31 ↓ -82%
PPHP All Products $96.05 ↓ -82%
Anthem All Products Mid-Level Facility $113.26 ↓ -78%
Anthem All Products Mid-Level Non-Facility $113.26 ↓ -78%
Humana Military All Products $125.98 ↓ -76%
Aetna All Products Transplant $127.37 ↓ -76%
CC EHP All Products $174.52 ↓ -66%
MMO SuperMed $187.32 ↓ -64%
United All Products - Mid-Level $194.60 ↓ -63%
Anthem All Products Physician Non-Facility $202.43 ↓ -61%
Anthem All Products Physician Facility $202.43 ↓ -61%
Anthem All Products Physician $202.43 ↓ -61%
Oscar All Products $203.28 ↓ -61%
Summacare Preferred $206.32 ↓ -60%
United All Products $209.92 ↓ -60%
United HMO & PPO $209.92 ↓ -60%
Aetna Acop $216.02 ↓ -58%
Summacare Premier $224.83 ↓ -57%
MMO ALL PRODUCTS $254.85 ↓ -51%
OHCP All Products $311.20 ↓ -40%
Ohio Healthy Transplant $320.00 ↓ -38%
United BH All Products RN $329.82 ↓ -37%
Aultcare PPO/HMO $350.40 ↓ -33%
Amish Community Aid Plan All Products $360.00 ↓ -31%
Optum Commercial CRS Care Solutions $375.20 ↓ -28%
OMAS All Products $400.00 ↓ -23%
MMO Medicare HMO $404.10 ↓ -22%
United BH All Products MD $412.27 ↓ -21%
MMO Medicare PPO $416.22 ↓ -20%
The Health Plan All Products $440.00 ↓ -15%
Healthsmart All Products $440.00 ↓ -15%
Optum All Products Transplant $466.40 ↓ -10%
UPMC All Products $480.00 ↓ -8%
PHPHI All Products $480.00 ↓ -8%
Optum Commercial CHD Care Solutions $485.60 ↓ -7%
Three Rivers All Products $520.00 ↑ +0%
Clarity Health All Products $520.00 ↑ +0%
GMS All Products $560.00 ↑ +8%
Quality Care Partners All Products $560.00 ↑ +8%
Aetna All Products First Health $600.00 ↑ +15%
Consociate Health All Products $600.00 ↑ +15%
Evernorth (Cigna BH) All Products Psychiatrist $640.00 ↑ +23%
MMO NASCO $640.00 ↑ +23%
Aetna Asa $640.00 ↑ +23%
Multiplan All Products $720.00 ↑ +38%
USA Managed Care All Products $720.00 ↑ +38%
Aetna Qhp/Ifp $800.00 ↑ +54%
United BH All Products MA not published by hospital
Cigna All Products Physician not published by hospital
Cigna All Products Mid-Level not published by hospital
United BH All Products PHD not published by hospital

Visitor-reported prices

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Observation/inpatient hospital care low severity 99234 at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic childrens hospital for rehabilitation Cleveland not published $95.52 – $110.61
fairview hospital Cleveland not published $56.32 – $65.21
lutheran hospital Cleveland not published $53.61 – $62.07
akron general Akron $520.00 $1.10 – $720.00
mercy hospital Canton $520.00 $1.10 – $720.00
avon hospital Avon not published $58.51 – $59.62
euclid hospital Euclid not published $59.95 – $69.41
hillcrest hospital Mayfield Heights not published $58.67 – $67.94

All Ohio hospitals for this procedure →