Photo patch test at University Hospitals Cleveland Medical Center

11100 Euclid Avenue, Cleveland OH 44106|3999 Richmond Road, OH · University Hospitals · · NPI 1043397292

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 21, 2026

$93.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$124.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.48 with Medical Mutual of Ohio vs $111.60 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medical Mutual of Ohio Northern Ohio Commercial $33.48 ↓ -64%
University Health Employee Plan (Contigo) Commercial $49.60 ↓ -47%
WellCare by AllWell Medicare Advantage $55.81 ↓ -40%
Molina Medicare Advantage $55.81 ↓ -40%
Aetna Medicare Advantage $55.81 ↓ -40%
Anthem Medicare Advantage $55.81 ↓ -40%
United Healthcare Medicare Advantage $55.81 ↓ -40%
The Health Plan Medicare Advantage $55.81 ↓ -40%
Cigna Medicare Advantage $55.81 ↓ -40%
Devoted Health Medicare Advantage $55.81 ↓ -40%
SummaCare Medicare Advantage $55.81 ↓ -40%
Primetime Health Plan Medicare Advantage $55.81 ↓ -40%
Humana Medicare Advantage $55.81 ↓ -40%
Medical Mutual of Ohio Medicare Advantage $55.81 ↓ -40%
Paramount Medicare Advantage $57.49 ↓ -38%
Valor Health Plans Medicare Advantage $58.60 ↓ -37%
Perennial Advantage of Ohio Medicare Advantage $58.60 ↓ -37%
Amish Aid Community Plan Fund $62.00 ↓ -33%
Amish Church Fund and Workers Aid Plan Fund $62.00 ↓ -33%
Buckeye Plain Ministries Fund $62.00 ↓ -33%
Christian Healthcare Ministries Fund $62.00 ↓ -33%
Sunrise Plain Communities Fund $62.00 ↓ -33%
Immergrun Commercial $62.00 ↓ -33%
Medical Mutual of Ohio MedFlex Commercial $63.86 ↓ -31%
Anthem Pathway Commercial $65.47 ↓ -30%
Anthem Tiered/Pathway Commercial $65.47 ↓ -30%
CareSource Marketplace $66.96 ↓ -28%
JP Farley Commercial $67.33 ↓ -28%
Cigna PPO Commercial $68.82 ↓ -26%
Ambetter Commercial $69.44 ↓ -25%
Enterprise Group Planning Commercial $69.44 ↓ -25%
Anthem Traditional Commercial $70.93 ↓ -24%
Health Ohio Network Commercial $71.92 ↓ -23%
Anthem Blue Access Commercial $73.28 ↓ -21%
Aetna OPN Commercial $74.03 ↓ -20%
Immergrun Fund $74.40 ↓ -20%
United Healthcare Nexus Commercial $74.90 ↓ -19%
Medical Mutual of Ohio SuperMed Commercial $78.00 ↓ -16%
Medical Mutual of Ohio NAS Commercial $78.00 ↓ -16%
AultCare Commercial $78.12 ↓ -16%
Cigna CSN Commercial $78.49 ↓ -16%
HealthSmart Commercial $80.60 ↓ -13%
Ohio Health Choice Preferred Health Choice Plus Commercial $80.60 ↓ -13%
The Health Plan Commercial $80.60 ↓ -13%
Aetna Commercial $82.21 ↓ -12%
Cigna OAP Commercial $82.71 ↓ -11%
SummaCare Commercial $84.32 ↓ -9%
United Healthcare Commercial $85.06 ↓ -9%
Medical Mutual Traditional/Health Ohio Commercial $86.80 ↓ -7%
Aetna NAP Commercial $97.22 ↑ +5%
Beech Street Commercial $99.20 ↑ +7%
Ohio Preferred Network Commercial $99.20 ↑ +7%
First Health Commercial $102.92 ↑ +11%
Century Health Network Commercial $105.40 ↑ +13%
Private Healthcare System Commercial $106.64 ↑ +15%
Fortified Provider Network Commercial $111.60 ↑ +20%
Ohio Health Choice Commercial $111.60 ↑ +20%
MultiPlan Commercial $111.60 ↑ +20%
CareSource Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
Humana Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
Aetna (Ohio Rise) Managed Medicaid not published by hospital —

Visitor-reported prices

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Photo patch test at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $115.70 $1.10 – $178.84
akron general Akron not published $54.88 – $141.96
avon hospital Avon not published $55.07 – $133.99
cleveland clinic childrens hospital for rehabilitation Cleveland not published $214.66 – $248.56
euclid hospital Euclid not published $53.07 – $155.98
fairview hospital Cleveland not published $53.07 – $146.53
lutheran hospital Cleveland not published $55.07 – $139.50
hillcrest hospital Mayfield Heights not published $53.07 – $152.66

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