Kit ipg optimizer smart at University Hospitals Cleveland Medical Center

11100 Euclid Avenue, Cleveland OH 44106|3999 Richmond Road, OH · University Hospitals · · NPI 1043397292

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 21, 2026

$51,750.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69,000.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18,630.00 with Medical Mutual of Ohio vs $62,100.00 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medical Mutual of Ohio Northern Ohio Commercial $18,630.00 ↓ -64%
The Health Plan Commercial $22,997.70 ↓ -56%
AultCare Commercial $24,150.00 ↓ -53%
University Health Employee Plan (Contigo) Commercial $24,150.00 ↓ -53%
United Healthcare Nexus Commercial $28,221.00 ↓ -45%
Cigna OAP Commercial $30,015.00 ↓ -42%
United Healthcare Commercial $32,085.00 ↓ -38%
Immergrun Commercial $34,500.00 ↓ -33%
Amish Aid Community Plan Fund $34,500.00 ↓ -33%
Amish Church Fund and Workers Aid Plan Fund $34,500.00 ↓ -33%
Sunrise Plain Communities Fund $34,500.00 ↓ -33%
Buckeye Plain Ministries Fund $34,500.00 ↓ -33%
Christian Healthcare Ministries Fund $34,500.00 ↓ -33%
Medical Mutual of Ohio MedFlex Commercial $35,535.00 ↓ -31%
Anthem Tiered/Pathway Commercial $36,432.00 ↓ -30%
Anthem Pathway Commercial $36,432.00 ↓ -30%
CareSource Marketplace $37,260.00 ↓ -28%
JP Farley Commercial $37,467.00 ↓ -28%
Cigna PPO Commercial $38,295.00 ↓ -26%
Enterprise Group Planning Commercial $38,640.00 ↓ -25%
Ambetter Commercial $38,640.00 ↓ -25%
Anthem Traditional Commercial $39,468.00 ↓ -24%
Health Ohio Network Commercial $40,020.00 ↓ -23%
Anthem Blue Access Commercial $40,779.00 ↓ -21%
Aetna OPN Commercial $41,193.00 ↓ -20%
Immergrun Fund $41,400.00 ↓ -20%
Medical Mutual of Ohio NAS Commercial $43,401.00 ↓ -16%
Medical Mutual of Ohio SuperMed Commercial $43,401.00 ↓ -16%
Cigna CSN Commercial $43,677.00 ↓ -16%
Ohio Health Choice Preferred Health Choice Plus Commercial $44,850.00 ↓ -13%
HealthSmart Commercial $44,850.00 ↓ -13%
Aetna Commercial $45,747.00 ↓ -12%
SummaCare Commercial $46,920.00 ↓ -9%
Medical Mutual Traditional/Health Ohio Commercial $48,300.00 ↓ -7%
Aetna NAP Commercial $54,096.00 ↑ +5%
Beech Street Commercial $55,200.00 ↑ +7%
Ohio Preferred Network Commercial $55,200.00 ↑ +7%
First Health Commercial $57,270.00 ↑ +11%
Century Health Network Commercial $58,650.00 ↑ +13%
Private Healthcare System Commercial $59,340.00 ↑ +15%
Fortified Provider Network Commercial $62,100.00 ↑ +20%
Ohio Health Choice Commercial $62,100.00 ↑ +20%
MultiPlan Commercial $62,100.00 ↑ +20%
Primetime Health Plan Medicare Advantage not published by hospital —
SummaCare Medicare Advantage not published by hospital —
Anthem Medicare Advantage not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
The Health Plan Medicare Advantage not published by hospital —
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
United Healthcare Medicare Advantage not published by hospital —
Aetna Medicare Advantage not published by hospital —
Valor Health Plans Medicare Advantage not published by hospital —
Humana Managed Medicaid not published by hospital —
WellCare by AllWell Medicare Advantage not published by hospital —
Humana Medicare Advantage not published by hospital —
Devoted Health Medicare Advantage not published by hospital —
Cigna Medicare Advantage not published by hospital —
Medical Mutual of Ohio Medicare Advantage not published by hospital —
CareSource Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
Molina Medicare Advantage not published by hospital —
Paramount Medicare Advantage not published by hospital —
Perennial Advantage of Ohio Medicare Advantage not published by hospital —

Visitor-reported prices

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Kit ipg optimizer smart at other Ohio hospitals

Hospital City Cash price Negotiated range
Jewish Hospital Cincinnati $68,229.72 not published
Anderson Hospital Cincinnati $68,229.72 not published
Clermont Hospital Batavia $68,229.72 not published
Kings Mills Hospital Mason $68,229.72 not published
Mercy West Hospital Cincinnati $68,229.72 not published
St Ritas Medical Center Lima $52,790.40 not published
cleveland clinic main campus Cleveland $16,900.00 $200.93 – $23,400.00
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