Temperature gradient studies at Soin Medical Center

3535 Pentagon Park Blvd, Beaver Creek, OH · Ketteringhealth · · NPI 1760764849

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$377.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$943.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$126.78 with Aetna vs $12,096.23 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $126.78 ↓ -66%
Molina Healthcare Medicare Managed Care Plan $133.12 ↓ -65%
Bcbs Anthem Pathway Hmox Exchange $189.57 ↓ -50%
Caresource Marketplace Exchange $195.94 ↓ -48%
Unitedhealthcare Exchange $196.73 ↓ -48%
Molina Healthcare Exchange $263.23 ↓ -30%
Buckeye Health Plan Ambetter Exchange $266.24 ↓ -29%
Custom Design Benefits Inc. All Commercial Plans $340.61 ↓ -10%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $436.82 ↑ +16%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $12,096.23 ↑ +3107%
Aetna All Commercial Plans $12,096.23 ↑ +3107%

Visitor-reported prices

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Temperature gradient studies at other Ohio hospitals

Hospital City Cash price Negotiated range
Kettering Health Main Campus (Kettering) Kettering $377.20 $126.78 – $340.61
Kettering Health Dayton (Grandview) Dayton $377.20 $126.78 – $340.61
Kettering Health Miamisburg (Sycamore) Miamisburg $377.20 $127.57 – $342.73
Kettering Health Hamilton (Fort Hamilton) Hamilton $377.20 $127.57 – $342.73
Kettering Health Greene Memorial Xenia $377.20 $126.10 – $338.79
Kettering Health Troy Troy $377.20 $126.10 – $338.79
cleveland clinic main campus Cleveland not published $86.82 – $145.04
akron general Akron not published $68.91 – $149.63

All Ohio hospitals for this procedure →