Corneal smear at Soin Medical Center

3535 Pentagon Park Blvd, Beaver Creek, OH · Ketteringhealth · · NPI 1760764849

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$313.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$784.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$440.16 with Aetna vs $12,096.23 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $440.16 ↑ +40%
Molina Healthcare Medicare Managed Care Plan $462.17 ↑ +47%
Bcbs Anthem Pathway Hmox Exchange $658.13 ↑ +110%
Caresource Marketplace Exchange $680.27 ↑ +117%
Unitedhealthcare Exchange $683.00 ↑ +118%
Molina Healthcare Exchange $913.86 ↑ +191%
Buckeye Health Plan Ambetter Exchange $924.34 ↑ +195%
Custom Design Benefits Inc. All Commercial Plans $1,182.54 ↑ +277%
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $1,516.54 ↑ +384%
Unitedhealthcare Employee $4,802.00 ↑ +1431%
Unitedhealthcare All Commercial Plans $4,802.00 ↑ +1431%
Cigna All Commercial Plans $11,143.00 ↑ +3453%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $12,096.23 ↑ +3757%
Aetna All Commercial Plans $12,096.23 ↑ +3757%

Visitor-reported prices

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Corneal smear at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $1,193.40 $0.01 – $1,652.40
akron general Akron $382.20 $1.10 – $529.20
mercy hospital Canton $382.20 $1.10 – $529.20
University Hospitals Ahuja Medical Center Beachwood $315.75 $93.04 – $760.74
University Hospitals Beachwood Medical Center Beachwood $315.75 $168.40 – $1,070.41
University Hospitals Elyria Medical Center Elyria $315.75 $422.64 – $760.74
University Hospitals Regional Hospitals - Geauga Medical Center Chardon $315.75 $422.64 – $760.74
University Hospitals Lake West Medical Center Willoughby OH 44094|7590 Auburn Road $315.75 $422.64 – $760.74

All Ohio hospitals for this procedure →