Consultation pathology during surgery cytological exam initial site at Soin Medical Center

3535 Pentagon Park Blvd, Beaver Creek, OH · Ketteringhealth · · NPI 1760764849

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$397.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$993.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.21 with Bcbs vs $2,132.74 with Custom Design Benefits Inc. — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Anthem - Blue Access/Blue Preferred Hmo/Ppo $15.21 ↓ -96%
Bcbs Anthem Pathway Hmox Exchange $15.21 ↓ -96%
Bcbs Anthem Traditional $15.21 ↓ -96%
Unitedhealthcare Employee $31.96 ↓ -92%
Unitedhealthcare All Commercial Plans $31.96 ↓ -92%
Aetna New Business/Oh Ky Preferred Other Commercial Plan $34.92 ↓ -91%
Aetna All Commercial Plans $34.92 ↓ -91%
Cigna All Commercial Plans $35.75 ↓ -91%
Aetna Medicare Managed Care Plan $793.84 ↑ +100%
Molina Healthcare Medicare Managed Care Plan $833.54 ↑ +110%
Caresource Marketplace Exchange $1,226.88 ↑ +209%
Unitedhealthcare Exchange $1,231.81 ↑ +210%
Molina Healthcare Exchange $1,648.18 ↑ +315%
Buckeye Health Plan Ambetter Exchange $1,667.07 ↑ +320%
Custom Design Benefits Inc. All Commercial Plans $2,132.74 ↑ +437%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Consultation pathology during surgery cytological exam initial site at other Ohio hospitals

Hospital City Cash price Negotiated range
Jewish Hospital Cincinnati $1,356.60 not published
Anderson Hospital Cincinnati $1,356.60 not published
Clermont Hospital Batavia $1,356.60 not published
Kings Mills Hospital Mason $1,356.60 not published
Mercy West Hospital Cincinnati $1,356.60 not published
St Ritas Medical Center Lima $1,348.20 not published
Trinity Medical Center East Steubenville $67.95 $14.84 – $105.49
cleveland clinic main campus Cleveland $3,664.05 $1.10 – $5,073.30

All Ohio hospitals for this procedure →