X-ray surgical specimen at University Hospitals Beachwood Medical Center

25501 Chagrin Boulevard, Beachwood, OH · University Hospitals · · NPI 1841789427

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 13, 2026

$432.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$577.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.00 with University Health Employee Plan (Contigo) vs $1,309.30 with Medical Mutual of Ohio ACA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
University Health Employee Plan (Contigo) Commercial $129.00 ↓ -70%
JP Farley Commercial $140.00 ↓ -68%
AultCare Commercial $159.00 ↓ -63%
Amish Aid Community Plan Fund $265.42 ↓ -39%
Buckeye Plain Ministries Fund $265.42 ↓ -39%
Amish Church Fund and Workers Aid Plan Fund $265.42 ↓ -39%
Sunrise Plan Communities Fund $288.50 ↓ -33%
Christian Healthcare Ministries Fund $288.50 ↓ -33%
Immergrun Commercial $288.50 ↓ -33%
SummaCare Commercial $294.27 ↓ -32%
Ohio Health Choice Preferred Health Choice Plus Commercial $375.05 ↓ -13%
HealthSmart Commercial $375.05 ↓ -13%
Aetna Commercial $383.13 ↓ -11%
Ohio Preferred Network Commercial $461.60 ↑ +7%
Beech Street Commercial $461.60 ↑ +7%
First Health Commercial $478.91 ↑ +11%
Century Health Network Commercial $490.45 ↑ +13%
Private Healthcare System Commercial $496.22 ↑ +15%
Devoted Health Medicare Advantage $516.95 ↑ +19%
WellCare by AllWell Medicare Advantage $516.95 ↑ +19%
Cigna Medicare Advantage $516.95 ↑ +19%
Humana Medicare Advantage $516.95 ↑ +19%
Anthem Medicare Advantage $516.95 ↑ +19%
Medical Mutual of Ohio Medicare Advantage $516.95 ↑ +19%
Molina Medicare Advantage $516.95 ↑ +19%
Primetime Health Plan Medicare Advantage $516.95 ↑ +19%
SummaCare Medicare Advantage $516.95 ↑ +19%
The Health Plan Medicare Advantage $516.95 ↑ +19%
United Healthcare Medicare Advantage $516.95 ↑ +19%
Aetna Medicare Advantage $516.95 ↑ +19%
Fortified Provider Network Commercial $519.30 ↑ +20%
MultiPlan Commercial $519.30 ↑ +20%
Ohio Health Choice Commercial $519.30 ↑ +20%
Paramount Medicare Advantage $532.46 ↑ +23%
Valor Health Plans Medicare Advantage $542.80 ↑ +25%
Perennial Advantage of Ohio Medicare Advantage $542.80 ↑ +25%
Ambetter Commercial $930.51 ↑ +115%
CareSource Marketplace $930.51 ↑ +115%
Anthem Commercial $1,007.62 ↑ +133%
Medical Mutual of Ohio MedFlex Commercial $1,178.37 ↑ +172%
Cigna Commercial $1,184.72 ↑ +174%
United Healthcare Commercial $1,306.86 ↑ +202%
Medical Mutual of Ohio SuperMed Commercial $1,309.30 ↑ +203%
Medical Mutual of Ohio Trad Commercial $1,309.30 ↑ +203%
Medical Mutual of Ohio ACA Northern Ohio Commercial $1,309.30 ↑ +203%
Humana Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
CareSource Managed Medicaid not published by hospital —

Visitor-reported prices

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X-ray surgical specimen at other Ohio hospitals

Hospital City Cash price Negotiated range
University Hospitals Ahuja Medical Center Beachwood $432.75 $68.07 – $930.51
Jewish Hospital Cincinnati $378.60 not published
Anderson Hospital Cincinnati $360.60 not published
Clermont Hospital Batavia $360.60 not published
Mercy West Hospital Cincinnati $378.60 not published
St Ritas Medical Center Lima $1,110.60 not published
Trinity Medical Center East Steubenville $436.92 $528.60 – $1,071.35
cleveland clinic main campus Cleveland $2,539.55 $1.10 – $3,404.70

All Ohio hospitals for this procedure →