Immunofluorescence per specimen initial single antibody stain at Sanford Medical Center Mayville

42 6th Ave SE, Mayville, ND · Sanford Health · · NPI 1518061803

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$288.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$360.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$87.16 with Blue Cross Blue Shield of Minnesota vs $334.33 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $87.16 ↓ -70%
Sanford Health Plan Align Medicare Replacement $177.84 ↓ -38%
Ucare Medicare Replacement $190.80 ↓ -34%
Blue Cross Blue Shield of North Dakota Medicare Replacement $192.96 ↓ -33%
Health Partners Medicare Replacement $192.96 ↓ -33%
Great Plains Medicare Advantage Medicare Replacement $192.96 ↓ -33%
Aetna Medicare Replacement $192.96 ↓ -33%
United Healthcare Medicare Replacement $192.96 ↓ -33%
Primewest Medicare Replacement $196.56 ↓ -32%
Security Health Plan Commercial $198.00 ↓ -31%
Blue Cross Blue Shield of North Dakota Commercial $244.01 ↓ -15%
Health Partners Commercial $280.80 ↓ -3%
Sanford Health Plan Group Health/True/SD Exchange True $284.18 ↓ -1%
Medica Choice $297.00 ↑ +3%
United Healthcare Commercial $300.60 ↑ +4%
Aetna Commercial $312.84 ↑ +9%
Ucare Commercial $316.30 ↑ +10%
Medica Elect $317.52 ↑ +10%
Multiplan Commercial $324.00 ↑ +13%
Healthez Commercial $324.00 ↑ +13%
First Choice Health Network Commercial $324.00 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial $333.07 ↑ +16%
Sanford Health Plan Commercial/ND Pers/SD Exchange Commercial $334.33 ↑ +16%

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other North-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Medical Center Bismarck Bismarck $280.80 $149.79 – $315.90
Sanford Medical Center Hillsboro Hillsboro $288.00 $87.16 – $324.00
Sanford Fargo Medical Center Fargo not published $124.46 – $179.93

All North-dakota hospitals for this procedure →