Rsv assay w/optic at Sanford Medical Center Hillsboro

12 3rd St SE, Hillsboro, ND · Sanford Health · · NPI 1184725194

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$73.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$92.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.37 with Blue Cross Blue Shield of Minnesota vs $74.30 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $19.37 ↓ -74%
Sanford Health Plan Align Medicare Replacement $36.48 ↓ -50%
Ucare Medicare Replacement $39.20 ↓ -47%
Blue Cross Blue Shield of North Dakota Medicare Replacement $39.52 ↓ -46%
Health Partners Medicare Replacement $39.52 ↓ -46%
Great Plains Medicare Advantage Medicare Replacement $39.52 ↓ -46%
Aetna Medicare Replacement $39.52 ↓ -46%
United Healthcare Medicare Replacement $39.52 ↓ -46%
Primewest Medicare Replacement $40.32 ↓ -45%
Security Health Plan Commercial $44.00 ↓ -40%
Blue Cross Blue Shield of North Dakota Commercial $51.94 ↓ -29%
Health Partners Commercial $62.40 ↓ -15%
Sanford Health Plan SD Exchange True $63.15 ↓ -14%
Medica Choice $66.00 ↓ -10%
United Healthcare Commercial + Top 20 $66.80 ↓ -9%
Aetna Commercial $69.52 ↓ -6%
Ucare Commercial $70.29 ↓ -4%
Medica Elect $70.56 ↓ -4%
Multiplan Commercial $72.00 ↓ -2%
Healthez Commercial $72.00 ↓ -2%
First Choice Health Network Commercial $72.00 ↓ -2%
Blue Cross Blue Shield of Minnesota Commercial $74.02 ↑ +1%
Sanford Health Plan Commercial/ND Pers/Group Health/True/SD Exchange Commercial $74.30 ↑ +1%

Visitor-reported prices

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Rsv assay w/optic at other North-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Medical Center Mayville Mayville $73.60 $19.37 – $72.00
Sanford Medical Center Bismarck Bismarck not published $12.45 – $26.83
Sanford Fargo Medical Center Fargo not published $12.45 – $26.83

All North-dakota hospitals for this procedure →