Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at Sanford Medical Center Hillsboro

12 3rd St SE, Hillsboro, ND · Sanford Health · · NPI 1184725194

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$72.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$90.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.70 with Blue Cross Blue Shield of Minnesota vs $64.08 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $16.70 ↓ -77%
Sanford Health Plan Align Medicare Replacement $31.46 ↓ -56%
Ucare Medicare Replacement $33.81 ↓ -53%
Blue Cross Blue Shield of North Dakota Medicare Replacement $34.09 ↓ -53%
Health Partners Medicare Replacement $34.09 ↓ -53%
Great Plains Medicare Advantage Medicare Replacement $34.09 ↓ -53%
Aetna Medicare Replacement $34.09 ↓ -53%
United Healthcare Medicare Replacement $34.09 ↓ -53%
Primewest Medicare Replacement $34.78 ↓ -52%
Security Health Plan Commercial $37.95 ↓ -47%
Blue Cross Blue Shield of North Dakota Commercial $44.79 ↓ -38%
Health Partners Commercial $53.82 ↓ -25%
Sanford Health Plan SD Exchange True $54.47 ↓ -24%
Medica Choice $56.93 ↓ -21%
United Healthcare Commercial + Top 20 $57.62 ↓ -20%
Aetna Commercial $59.96 ↓ -17%
Ucare Commercial $60.62 ↓ -16%
Medica Elect $60.86 ↓ -15%
Multiplan Commercial $62.10 ↓ -14%
Healthez Commercial $62.10 ↓ -14%
First Choice Health Network Commercial $62.10 ↓ -14%
Blue Cross Blue Shield of Minnesota Commercial $63.84 ↓ -11%
Sanford Health Plan Commercial/ND Pers/Group Health/True/SD Exchange Commercial $64.08 ↓ -11%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other North-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Medical Center Mayville Mayville $72.00 $16.70 – $62.10
Sanford Medical Center Bismarck Bismarck not published $15.27 – $32.91
Sanford Fargo Medical Center Fargo not published $15.27 – $32.91

All North-dakota hospitals for this procedure →