Treat thigh fx growth plate at Sanford Fargo Medical Center

5225 23rd Ave S, Fargo, ND · Sanford Health · · NPI 1528009412

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$336.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$421.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$171.82 with Blue Cross Blue Shield of Minnesota vs $499.65 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $171.82 ↓ -49%
Health Partners Commercial $172.61 ↓ -49%
Medica Choice $189.45 ↓ -44%
Medica Elect $202.50 ↓ -40%
Sanford Health Plan Align Medicare Replacement $227.89 ↓ -32%
Security Health Plan Commercial $231.55 ↓ -31%
Ucare Medicare Replacement $244.68 ↓ -27%
Great Plains Medicare Advantage Medicare Replacement $247.08 ↓ -27%
Aetna Medicare Replacement $247.08 ↓ -27%
United Healthcare Medicare Replacement $247.08 ↓ -27%
Blue Cross Blue Shield of Minnesota Medicare Replacement $247.08 ↓ -27%
Blue Cross Blue Shield of North Dakota Medicare Replacement $247.08 ↓ -27%
Health Partners Medicare Replacement $247.08 ↓ -27%
Ucare Medicaid Managed Care $247.16 ↓ -27%
Primewest Medicaid Managed Care $247.16 ↓ -27%
Primewest Medicare Replacement $251.87 ↓ -25%
United Healthcare CSP Top 20 $266.91 ↓ -21%
Ucare Commercial $295.92 ↓ -12%
Aetna Commercial $359.96 ↑ +7%
United Healthcare Commercial $366.69 ↑ +9%
Healthez Commercial $378.90 ↑ +13%
Cigna Commercial $378.90 ↑ +13%
First Choice Health Network Commercial $378.90 ↑ +13%
Multiplan Commercial $378.90 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial $416.42 ↑ +24%
Sanford Health Plan Commercial/ND Pers $499.65 ↑ +48%
Sanford Health Plan SD Exchange True $499.65 ↑ +48%
Sanford Health Plan SD Exchange Commercial $499.65 ↑ +48%
Sanford Health Plan Group Health/True $499.65 ↑ +48%
Blue Cross Blue Shield of North Dakota Commercial not published by hospital —

Visitor-reported prices

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Treat thigh fx growth plate at other North-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Medical Center Hillsboro Hillsboro $332.80 $100.71 – $374.40
Sanford Medical Center Mayville Mayville $332.80 $100.71 – $374.40
Sanford Medical Center Bismarck Bismarck not published $227.89 – $499.65

All North-dakota hospitals for this procedure →