Ortho elbow w/lock w/ft&adj at Sanford Medical Center Bismarck
300 N 7th Street, Bismarck, ND · Sanford Health · · NPI 1538245634
$688.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$860.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$145.10 with Health Partners vs $582.10 with Primewest — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Partners | Commercial | $145.10 | ↓ -79% |
| Security Health Plan | Commercial | $173.49 | ↓ -75% |
| Medica | Choice | $214.81 | ↓ -69% |
| Ucare | Commercial | $221.72 | ↓ -68% |
| Medica | Elect | $229.96 | ↓ -67% |
| United Healthcare | CSP Top 20 | $230.27 | ↓ -67% |
| United Healthcare | Commercial | $261.82 | ↓ -62% |
| Aetna | Commercial | $266.86 | ↓ -61% |
| Multiplan | Commercial | $283.90 | ↓ -59% |
| Cigna | Commercial | $283.90 | ↓ -59% |
| First Choice Health Network | Commercial | $283.90 | ↓ -59% |
| Healthez | Commercial | $283.90 | ↓ -59% |
| Sanford Health Plan Align | Medicare Replacement | $526.66 | ↓ -23% |
| Sanford Health Plan | Commercial/ND Pers | $554.38 | ↓ -19% |
| Sanford Health Plan | Group Health/True | $554.38 | ↓ -19% |
| Sanford Health Plan | SD Exchange Commercial | $554.38 | ↓ -19% |
| Sanford Health Plan | SD Exchange True | $554.38 | ↓ -19% |
| Ucare | Medicare Replacement | $565.47 | ↓ -18% |
| United Healthcare | Medicare Replacement | $571.01 | ↓ -17% |
| Great Plains Medicare Advantage | Medicare Replacement | $571.01 | ↓ -17% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $571.01 | ↓ -17% |
| Aetna | Medicare Replacement | $571.01 | ↓ -17% |
| Health Partners | Medicare Replacement | $571.01 | ↓ -17% |
| Primewest | Medicare Replacement | $582.10 | ↓ -15% |
| Blue Cross Blue Shield of North Dakota | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Ortho elbow w/lock w/ft&adj at other North-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Fargo Medical Center | Fargo | $1,336.21 | $30.43 – $582.10 |