Inj lwr xtr fscl pln blk uni w/wo image at Sanford Medical Center Bismarck
300 N 7th Street, Bismarck, ND · Sanford Health · · NPI 1538245634
$988.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,236.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$105.62 with Sanford Health Plan Align vs $1,112.40 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $105.62 | ↓ -89% |
| Ucare | Medicare Replacement | $113.41 | ↓ -89% |
| United Healthcare | Medicare Replacement | $114.52 | ↓ -88% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $114.52 | ↓ -88% |
| Great Plains Medicare Advantage | Medicare Replacement | $114.52 | ↓ -88% |
| Health Partners | Medicare Replacement | $114.52 | ↓ -88% |
| Aetna | Medicare Replacement | $114.52 | ↓ -88% |
| Primewest | Medicare Replacement | $116.74 | ↓ -88% |
| Sanford Health Plan | SD Exchange True | $391.94 | ↓ -60% |
| Sanford Health Plan | Group Health/True | $446.57 | ↓ -55% |
| Sanford Health Plan | SD Exchange Commercial | $461.15 | ↓ -53% |
| Sanford Health Plan | Commercial/ND Pers | $525.79 | ↓ -47% |
| Health Partners | Commercial | $568.56 | ↓ -43% |
| Security Health Plan | Commercial | $679.80 | ↓ -31% |
| Medica | Choice | $841.72 | ↓ -15% |
| Ucare | Commercial | $868.78 | ↓ -12% |
| Medica | Elect | $901.04 | ↓ -9% |
| United Healthcare | CSP Top 20 | $902.28 | ↓ -9% |
| United Healthcare | Commercial | $1,025.88 | ↑ +4% |
| Aetna | Commercial | $1,045.66 | ↑ +6% |
| Multiplan | Commercial | $1,112.40 | ↑ +13% |
| Healthez | Commercial | $1,112.40 | ↑ +13% |
| First Choice Health Network | Commercial | $1,112.40 | ↑ +13% |
| Cigna | Commercial | $1,112.40 | ↑ +13% |
| Blue Cross Blue Shield of North Dakota | Commercial | not published by hospital | — |
Visitor-reported prices
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Inj lwr xtr fscl pln blk uni w/wo image at other North-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Fargo Medical Center | Fargo | not published | $105.08 – $116.14 |