Implant cochlear osia osi300 at Sanford Medical Center Bismarck
300 N 7th Street, Bismarck, ND · Sanford Health · · NPI 1538245634
$10,560.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,200.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.13 with Health Partners vs $6,108.40 with Primewest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Partners | Commercial | $2.13 | ↓ -100% |
| Security Health Plan | Commercial | $2.55 | ↓ -100% |
| Medica | Choice | $3.15 | ↓ -100% |
| Ucare | Commercial | $3.25 | ↓ -100% |
| United Healthcare | CSP Top 20 | $3.38 | ↓ -100% |
| Medica | Elect | $3.38 | ↓ -100% |
| United Healthcare | Commercial | $3.84 | ↓ -100% |
| Aetna | Commercial | $3.92 | ↓ -100% |
| Multiplan | Commercial | $4.17 | ↓ -100% |
| Cigna | Commercial | $4.17 | ↓ -100% |
| First Choice Health Network | Commercial | $4.17 | ↓ -100% |
| Healthez | Commercial | $4.17 | ↓ -100% |
| Sanford Health Plan Align | Medicare Replacement | $5,526.64 | ↓ -48% |
| Sanford Health Plan | Commercial/ND Pers | $5,817.52 | ↓ -45% |
| Sanford Health Plan | Group Health/True | $5,817.52 | ↓ -45% |
| Sanford Health Plan | SD Exchange Commercial | $5,817.52 | ↓ -45% |
| Sanford Health Plan | SD Exchange True | $5,817.52 | ↓ -45% |
| Ucare | Medicare Replacement | $5,933.87 | ↓ -44% |
| United Healthcare | Medicare Replacement | $5,992.05 | ↓ -43% |
| Great Plains Medicare Advantage | Medicare Replacement | $5,992.05 | ↓ -43% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $5,992.05 | ↓ -43% |
| Aetna | Medicare Replacement | $5,992.05 | ↓ -43% |
| Health Partners | Medicare Replacement | $5,992.05 | ↓ -43% |
| Primewest | Medicare Replacement | $6,108.40 | ↓ -42% |
| Blue Cross Blue Shield of North Dakota | Commercial | not published by hospital | — |
Visitor-reported prices
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Implant cochlear osia osi300 at other North-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Fargo Medical Center | Fargo | $27,836.16 | $1.00 – $6,108.40 |