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CT Scan of Abdomen and Pelvis (with and without contrast) at Sanford Medical Center Bismarck

300 N 7th Street, Bismarck, ND · Sanford Health · · NPI 1538245634

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$4,120.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,151.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$339.27 with Sanford Health Plan Align vs $4,635.90 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $339.27 ↓ -92%
Sanford Health Plan Commercial/ND Pers $348.85 ↓ -92%
Sanford Health Plan Group Health/True $348.85 ↓ -92%
Sanford Health Plan SD Exchange Commercial $348.85 ↓ -92%
Sanford Health Plan SD Exchange True $348.85 ↓ -92%
Ucare Medicare Replacement $364.27 ↓ -91%
Aetna Medicare Replacement $367.84 ↓ -91%
Blue Cross Blue Shield of North Dakota Medicare Replacement $367.84 ↓ -91%
Great Plains Medicare Advantage Medicare Replacement $367.84 ↓ -91%
Health Partners Medicare Replacement $367.84 ↓ -91%
United Healthcare Medicare Replacement $367.84 ↓ -91%
Primewest Medicare Replacement $374.99 ↓ -91%
Health Partners Commercial $2,369.46 ↓ -43%
Security Health Plan Commercial $2,833.05 ↓ -31%
Medica Choice $3,507.83 ↓ -15%
Ucare Commercial $3,620.64 ↓ -12%
Medica Elect $3,755.08 ↓ -9%
United Healthcare CSP Top 20 $3,760.23 ↓ -9%
United Healthcare Commercial $4,275.33 ↑ +4%
Aetna Commercial $4,357.75 ↑ +6%
Cigna Commercial $4,635.90 ↑ +13%
First Choice Health Network Commercial $4,635.90 ↑ +13%
Healthez Commercial $4,635.90 ↑ +13%
Multiplan Commercial $4,635.90 ↑ +13%
Blue Cross Blue Shield of North Dakota Commercial not published by hospital

Visitor-reported prices

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CT Scan of Abdomen and Pelvis (with and without contrast) at other North-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Medical Center Hillsboro Hillsboro $3,004.00 $607.75 – $3,379.50
Sanford Fargo Medical Center Fargo $4,232.00 $280.20 – $4,761.00
Sanford Medical Center Mayville Mayville $3,004.00 $607.75 – $3,379.50

All North-dakota hospitals for this procedure →