So cap design without jnts cf at Atrium Health Anson

2301 US Hwy 74 West, Wadesboro, NC · Atrium Health · · NPI 1891596607

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$176.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$352.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.66 with Amerihealth Caritas vs $1,046.12 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $52.66 ↓ -70%
Alliance Behavioral Health $53.19 ↓ -70%
Carolina Complete Health Managed Medicaid $53.64 ↓ -70%
Healthy Blue Managed Medicaid $53.64 ↓ -70%
Partners Managed Medicaid $53.64 ↓ -70%
Wellcare Managed Medicaid $53.64 ↓ -70%
Vaya Managed Medicaid $54.17 ↓ -69%
Alliance Managed Medicaid $54.17 ↓ -69%
Trillium Managed Medicaid $55.26 ↓ -69%
United Healthcare Managed Medicaid $77.79 ↓ -56%
Aetna Connected North Carolina Individual HMO $93.28 ↓ -47%
Ambetter CoBranded Commercial $107.68 ↓ -39%
Ambetter Individual Commercial $130.94 ↓ -26%
Blue Cross Blue Shield of North Carolina Local Group Commercial $141.05 ↓ -20%
United Healthcare IEX Commercial $141.50 ↓ -20%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $150.69 ↓ -14%
Cigna Commercial NB $152.42 ↓ -13%
Employers Health Network Commercial $155.58 ↓ -12%
Aetna North Carolina Preferred Plus $163.68 ↓ -7%
Physician Reach Out Plan P $176.00 ↑ +0%
Aetna Broad Network $184.45 ↑ +5%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $185.61 ↑ +5%
Cigna HMO-PPO Managed Care $188.67 ↑ +7%
MedCost Ultra $208.74 ↑ +19%
Quik Trip Commercial $228.80 ↑ +30%
GMMI Commercial $228.80 ↑ +30%
Cigna Commercial SAR $237.60 ↑ +35%
Aetna Whole Health HMO $240.42 ↑ +37%
United Healthcare HMO-PPO Managed Care $273.50 ↑ +55%
Healthgram Commercial $316.80 ↑ +80%
First Health Commercial $316.80 ↑ +80%
ChoiceCare Commercial $316.80 ↑ +80%
Provider Select Commercial $316.80 ↑ +80%
Aetna First Health Commercial $316.80 ↑ +80%
Private Health Care Systems Commercial $323.84 ↑ +84%
MedCost PPO $330.88 ↑ +88%
Multiplan Commercial $334.40 ↑ +90%
Beechstreet Commercial $334.40 ↑ +90%
Humana Medicare Advantage $1,013.24 ↑ +476%
Aetna Medicare Advantage $1,028.14 ↑ +484%
Cigna Healthspring Medicare Advantage $1,043.04 ↑ +493%
United Healthcare Medicare Advantage $1,046.12 ↑ +494%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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So cap design without jnts cf at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $176.00 $66.88 – $352.00
Atrium Health Cabarrus Concord $176.00 $43.19 – $1,241.71
Atrium Health Cleveland Shelby $176.00 $49.28 – $1,235.71
Atrium Health Lincoln Lincolnton $176.00 $39.71 – $1,241.71
Atrium Health Mercy Charlotte $176.00 $63.25 – $1,241.71
Atrium Health Pineville Charlotte $176.00 $35.20 – $1,241.71
Atrium Health Stanly Albermarle $176.00 $42.24 – $1,235.71
Atrium Health Union Monroe $176.00 $45.76 – $1,241.71

All North-carolina hospitals for this procedure →