MRA without cont, lwr ext at Atrium Health Cleveland

201 E Grover St, Shelby, NC · Atrium Health · · NPI 1669348991

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$1,728.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,457.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$231.52 with Humana vs $3,284.72 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $231.52 ↓ -87%
Aetna Medicare Advantage $234.93 ↓ -86%
Cigna Healthspring Medicare Advantage $238.33 ↓ -86%
United Healthcare Medicare Advantage $239.04 ↓ -86%
Partners Managed Medicaid $484.06 ↓ -72%
Amerihealth Caritas Managed Medicaid $487.87 ↓ -72%
Healthy Blue Managed Medicaid $497.20 ↓ -71%
Wellcare Managed Medicaid $497.20 ↓ -71%
Carolina Complete Health Managed Medicaid $497.20 ↓ -71%
Vaya Managed Medicaid $502.04 ↓ -71%
Trillium Managed Medicaid $512.07 ↓ -70%
Alliance Managed Medicaid $513.11 ↓ -70%
Alliance Behavioral Health $578.80 ↓ -67%
United Healthcare Managed Medicaid $723.68 ↓ -58%
Blue Cross Blue Shield of North Carolina Local Group Commercial $850.57 ↓ -51%
Aetna North Carolina Preferred Plus Commercial $906.00 ↓ -48%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $906.58 ↓ -48%
Aetna Connected North Carolina Individual HMO $916.26 ↓ -47%
Aetna Broad Network $1,020.00 ↓ -41%
Ambetter CoBranded Commercial $1,104.36 ↓ -36%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $1,119.23 ↓ -35%
Ambetter Individual Commercial $1,255.11 ↓ -27%
Aetna Whole Health HMO $1,272.40 ↓ -26%
United Healthcare IEX Commercial $1,389.96 ↓ -20%
Cigna HMO-PPO Managed Care $1,446.30 ↓ -16%
Cigna Commercial NB $1,497.14 ↓ -13%
Employers Health Network Commercial $1,528.26 ↓ -12%
Physician Reach Out Plan P $1,728.80 ↑ +0%
United Healthcare HMO-PPO Managed Care $1,846.36 ↑ +7%
MedCost Ultra $1,929.34 ↑ +12%
Magellan Behavioral Health $2,074.56 ↑ +20%
GMMI Commercial $2,247.44 ↑ +30%
Quik Trip Commercial $2,247.44 ↑ +30%
MedCost PPO $2,292.39 ↑ +33%
Cigna Commercial SAR $2,333.88 ↑ +35%
Carolina Behavioral Health Employee Plan $2,489.47 ↑ +44%
Aetna First Health Commercial $2,662.35 ↑ +54%
Carolina Behavioral Health Commercial $2,766.08 ↑ +60%
Cigna Behavioral Health $2,766.08 ↑ +60%
Healthgram Commercial $2,766.08 ↑ +60%
ChoiceCare Commercial $2,835.23 ↑ +64%
First Health Commercial $2,938.96 ↑ +70%
Lifesynch Community Choice Care Behavioral Health $2,938.96 ↑ +70%
Private Health Care Systems Commercial $3,111.84 ↑ +80%
Beechstreet Commercial $3,180.99 ↑ +84%
Multiplan Commercial $3,284.72 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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MRA without cont, lwr ext at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $1,728.80 $234.50 – $3,284.72
Atrium Health Behavioral Health Charlotte Charlotte $1,728.80 $656.94 – $3,457.60
Atrium Health Cabarrus Concord $1,728.80 $234.50 – $3,284.72
Atrium Health Lincoln Lincolnton $1,728.80 $231.30 – $3,284.72
Atrium Health Mercy Charlotte $1,728.80 $234.50 – $3,180.99
Atrium Health Pineville Charlotte $1,728.80 $234.50 – $3,180.99
Atrium Health Stanly Albermarle $1,728.80 $234.50 – $3,319.30
Atrium Health Union Monroe $1,728.80 $234.50 – $3,284.72

All North-carolina hospitals for this procedure →