Mayo nickel at Atrium Health Cleveland

201 E Grover St, Shelby, NC · Atrium Health · · NPI 1669348991

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$116.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$232.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.00 with Humana vs $221.26 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $25.00 ↓ -79%
Aetna Medicare Advantage $25.37 ↓ -78%
Cigna Healthspring Medicare Advantage $25.74 ↓ -78%
United Healthcare Medicare Advantage $25.81 ↓ -78%
Trillium Managed Medicaid $30.22 ↓ -74%
Partners Managed Medicaid $30.52 ↓ -74%
Wellcare Managed Medicaid $30.52 ↓ -74%
United Healthcare Managed Medicaid $30.52 ↓ -74%
Amerihealth Caritas Managed Medicaid $30.52 ↓ -74%
Healthy Blue Managed Medicaid $30.52 ↓ -74%
Carolina Complete Health Managed Medicaid $30.52 ↓ -74%
Vaya Managed Medicaid $30.52 ↓ -74%
Alliance Managed Medicaid $30.82 ↓ -74%
Alliance Behavioral Health $38.99 ↓ -67%
Aetna Connected North Carolina Individual HMO $61.72 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $72.39 ↓ -38%
Blue Cross Blue Shield of North Carolina Local Group Commercial $72.50 ↓ -38%
Ambetter CoBranded Commercial $74.39 ↓ -36%
Ambetter Individual Commercial $84.54 ↓ -27%
Aetna Whole Health HMO $85.71 ↓ -26%
United Healthcare IEX Commercial $93.63 ↓ -20%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $95.40 ↓ -18%
Cigna Commercial NB $100.85 ↓ -13%
Employers Health Network Commercial $102.94 ↓ -12%
Aetna North Carolina Preferred Plus Commercial $108.30 ↓ -7%
Physician Reach Out Plan P $116.45 ↑ +0%
Cigna HMO-PPO Managed Care $120.64 ↑ +4%
Aetna Broad Network $122.04 ↑ +5%
United Healthcare HMO-PPO Managed Care $124.37 ↑ +7%
MedCost Ultra $129.96 ↑ +12%
Magellan Behavioral Health $139.74 ↑ +20%
Quik Trip Commercial $151.39 ↑ +30%
GMMI Commercial $151.39 ↑ +30%
MedCost PPO $154.41 ↑ +33%
Cigna Commercial SAR $157.21 ↑ +35%
Carolina Behavioral Health Employee Plan $167.69 ↑ +44%
Aetna First Health Commercial $179.33 ↑ +54%
Cigna Behavioral Health $186.32 ↑ +60%
Carolina Behavioral Health Commercial $186.32 ↑ +60%
Healthgram Commercial $186.32 ↑ +60%
ChoiceCare Commercial $190.98 ↑ +64%
Lifesynch Community Choice Care Behavioral Health $197.97 ↑ +70%
First Health Commercial $197.97 ↑ +70%
Private Health Care Systems Commercial $209.61 ↑ +80%
Beechstreet Commercial $214.27 ↑ +84%
Multiplan Commercial $221.26 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Mayo nickel at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $116.45 $25.00 – $221.26
Atrium Health Behavioral Health Charlotte Charlotte $116.45 $30.52 – $204.95
Atrium Health Cabarrus Concord $116.45 $25.00 – $221.26
Atrium Health Lincoln Lincolnton $116.45 $25.00 – $221.26
Atrium Health Mercy Charlotte $116.45 $25.00 – $214.27
Atrium Health Pineville Charlotte $116.45 $23.29 – $214.27
Atrium Health Stanly Albermarle $116.45 $25.00 – $223.58
Atrium Health Union Monroe $116.45 $25.00 – $221.26

All North-carolina hospitals for this procedure →