Ins/rplcm prq eltrd ra pn ea at Atrium Health Cleveland

201 E Grover St, Shelby, NC · Atrium Health · · NPI 1669348991

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$9,698.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19,396.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$383.45 with Trillium vs $18,426.91 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Trillium Managed Medicaid $383.45 ↓ -96%
Wellcare Managed Medicaid $387.28 ↓ -96%
Carolina Complete Health Managed Medicaid $387.28 ↓ -96%
United Healthcare Managed Medicaid $387.28 ↓ -96%
Partners Managed Medicaid $387.28 ↓ -96%
Amerihealth Caritas Managed Medicaid $387.28 ↓ -96%
Healthy Blue Managed Medicaid $387.28 ↓ -96%
Vaya Managed Medicaid $387.28 ↓ -96%
Alliance Managed Medicaid $391.12 ↓ -96%
Alliance Behavioral Health $3,247.02 ↓ -67%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $3,503.05 ↓ -64%
Blue Cross Blue Shield of North Carolina Local Group Commercial $4,527.20 ↓ -53%
Aetna Connected North Carolina Individual HMO $5,140.14 ↓ -47%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $5,956.74 ↓ -39%
Ambetter CoBranded Commercial $6,195.32 ↓ -36%
Ambetter Individual Commercial $7,041.02 ↓ -27%
Aetna Whole Health HMO $7,138.00 ↓ -26%
United Healthcare IEX Commercial $7,797.49 ↓ -20%
Cigna Commercial NB $8,398.79 ↓ -13%
Employers Health Network Commercial $8,573.36 ↓ -12%
Aetna North Carolina Preferred Plus Commercial $9,019.49 ↓ -7%
Physician Reach Out Plan P $9,698.38 ↑ +0%
Cigna HMO-PPO Managed Care $10,047.52 ↑ +4%
Aetna Broad Network $10,163.90 ↑ +5%
United Healthcare HMO-PPO Managed Care $10,357.86 ↑ +7%
MedCost Ultra $10,823.39 ↑ +12%
Magellan Behavioral Health $11,638.05 ↑ +20%
GMMI Commercial $12,607.89 ↑ +30%
Quik Trip Commercial $12,607.89 ↑ +30%
MedCost PPO $12,860.05 ↑ +33%
Cigna Commercial SAR $13,092.81 ↑ +35%
Carolina Behavioral Health Employee Plan $13,965.66 ↑ +44%
Aetna First Health Commercial $14,935.50 ↑ +54%
Cigna Behavioral Health $15,517.40 ↑ +60%
Carolina Behavioral Health Commercial $15,517.40 ↑ +60%
Healthgram Commercial $15,517.40 ↑ +60%
ChoiceCare Commercial $15,905.34 ↑ +64%
Lifesynch Community Choice Care Behavioral Health $16,487.24 ↑ +70%
First Health Commercial $16,487.24 ↑ +70%
Private Health Care Systems Commercial $17,457.08 ↑ +80%
Beechstreet Commercial $17,845.01 ↑ +84%
Multiplan Commercial $18,426.91 ↑ +90%
Cigna Healthspring Medicare Advantage not published by hospital
United Healthcare Medicare Advantage not published by hospital
Aetna Medicare Advantage not published by hospital
Physician Reach Out Plan H not published by hospital
Humana Medicare Advantage not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

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Ins/rplcm prq eltrd ra pn ea at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $9,698.38 $383.45 – $18,426.91
Atrium Health Behavioral Health Charlotte Charlotte $9,698.38 $387.28 – $17,069.14
Atrium Health Cabarrus Concord $9,698.38 $383.45 – $18,426.91
Atrium Health Lincoln Lincolnton $9,698.38 $383.45 – $18,426.91
Atrium Health Mercy Charlotte $9,698.38 $383.45 – $17,845.01
Atrium Health Pineville Charlotte $9,698.38 $383.45 – $17,845.01
Atrium Health Stanly Albermarle $9,698.38 $383.45 – $18,620.88
Atrium Health Union Monroe $9,698.38 $383.45 – $18,426.91

All North-carolina hospitals for this procedure →