Ins mark thor for right perq at Atrium Health Cleveland
201 E Grover St, Shelby, NC · Atrium Health · · NPI 1669348991
$1,860.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,720.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$161.04 with Cigna Healthspring vs $3,534.86 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthspring | Medicare Advantage | $161.04 | ↓ -91% |
| Humana | Medicare Advantage | $164.26 | ↓ -91% |
| Aetna | Medicare Advantage | $166.68 | ↓ -91% |
| United Healthcare | Medicare Advantage | $167.14 | ↓ -91% |
| Partners | Managed Medicaid | $520.93 | ↓ -72% |
| Amerihealth Caritas | Managed Medicaid | $525.02 | ↓ -72% |
| Healthy Blue | Managed Medicaid | $535.07 | ↓ -71% |
| Wellcare | Managed Medicaid | $535.07 | ↓ -71% |
| Carolina Complete Health | Managed Medicaid | $535.07 | ↓ -71% |
| Vaya | Managed Medicaid | $540.27 | ↓ -71% |
| Trillium | Managed Medicaid | $551.07 | ↓ -70% |
| Alliance | Managed Medicaid | $552.18 | ↓ -70% |
| Alliance | Behavioral Health | $622.88 | ↓ -67% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $671.99 | ↓ -64% |
| United Healthcare | Managed Medicaid | $778.78 | ↓ -58% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $868.46 | ↓ -53% |
| Aetna | Connected North Carolina Individual HMO | $986.04 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $1,142.69 | ↓ -39% |
| Ambetter | CoBranded Commercial | $1,188.46 | ↓ -36% |
| Ambetter | Individual Commercial | $1,350.69 | ↓ -27% |
| Aetna | Whole Health HMO | $1,369.29 | ↓ -26% |
| United Healthcare | IEX Commercial | $1,495.80 | ↓ -20% |
| Cigna | Commercial NB | $1,611.15 | ↓ -13% |
| Employers Health Network | Commercial | $1,644.64 | ↓ -12% |
| Aetna | North Carolina Preferred Plus Commercial | $1,730.22 | ↓ -7% |
| Physician Reach Out | Plan P | $1,860.45 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $1,927.43 | ↑ +4% |
| Aetna | Broad Network | $1,949.75 | ↑ +5% |
| United Healthcare | HMO-PPO Managed Care | $1,986.96 | ↑ +7% |
| MedCost | Ultra | $2,076.26 | ↑ +12% |
| Magellan | Behavioral Health | $2,232.54 | ↑ +20% |
| Quik Trip | Commercial | $2,418.59 | ↑ +30% |
| GMMI | Commercial | $2,418.59 | ↑ +30% |
| MedCost | PPO | $2,466.96 | ↑ +33% |
| Cigna | Commercial SAR | $2,511.61 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $2,679.05 | ↑ +44% |
| Aetna First Health | Commercial | $2,865.09 | ↑ +54% |
| Carolina Behavioral Health | Commercial | $2,976.72 | ↑ +60% |
| Healthgram | Commercial | $2,976.72 | ↑ +60% |
| Cigna | Behavioral Health | $2,976.72 | ↑ +60% |
| ChoiceCare | Commercial | $3,051.14 | ↑ +64% |
| First Health | Commercial | $3,162.77 | ↑ +70% |
| Lifesynch Community Choice Care | Behavioral Health | $3,162.77 | ↑ +70% |
| Private Health Care Systems | Commercial | $3,348.81 | ↑ +80% |
| Beechstreet | Commercial | $3,423.23 | ↑ +84% |
| Multiplan | Commercial | $3,534.86 | ↑ +90% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Ins mark thor for right perq at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $1,860.45 | $161.04 – $3,534.86 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $1,860.45 | $161.04 – $3,720.90 |
| Atrium Health Cabarrus | Concord | $1,860.45 | $161.04 – $3,534.86 |
| Atrium Health Lincoln | Lincolnton | $1,860.45 | $161.04 – $3,534.86 |
| Atrium Health Mercy | Charlotte | $1,860.45 | $161.04 – $3,423.23 |
| Atrium Health Pineville | Charlotte | $1,860.45 | $161.04 – $3,423.23 |
| Atrium Health Stanly | Albermarle | $1,860.45 | $161.04 – $3,572.06 |
| Atrium Health Union | Monroe | $1,860.45 | $161.04 – $3,534.86 |