Edu/train/pt/nonmd/in person/30 min98960 at Atrium Health Cleveland

201 E Grover St, Shelby, NC · Atrium Health · · NPI 1669348991

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$50.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$100.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.06 with Partners vs $95.38 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $14.06 ↓ -72%
Amerihealth Caritas Managed Medicaid $14.17 ↓ -72%
Carolina Complete Health Managed Medicaid $14.44 ↓ -71%
Wellcare Managed Medicaid $14.44 ↓ -71%
Healthy Blue Managed Medicaid $14.44 ↓ -71%
Vaya Managed Medicaid $14.58 ↓ -71%
Trillium Managed Medicaid $14.87 ↓ -70%
Alliance Managed Medicaid $14.90 ↓ -70%
Alliance Behavioral Health $16.81 ↓ -67%
United Healthcare Managed Medicaid $21.01 ↓ -58%
Aetna Connected North Carolina Individual HMO $26.61 ↓ -47%
Humana Medicare Advantage $28.55 ↓ -43%
Aetna Medicare Advantage $28.97 ↓ -42%
Cigna Healthspring Medicare Advantage $29.39 ↓ -41%
United Healthcare Medicare Advantage $29.47 ↓ -41%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $31.20 ↓ -38%
Blue Cross Blue Shield of North Carolina Local Group Commercial $31.25 ↓ -38%
Ambetter CoBranded Commercial $32.07 ↓ -36%
Ambetter Individual Commercial $36.45 ↓ -27%
Aetna Whole Health HMO $36.95 ↓ -26%
United Healthcare IEX Commercial $40.36 ↓ -20%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $41.12 ↓ -18%
Cigna Commercial NB $43.47 ↓ -13%
Employers Health Network Commercial $44.38 ↓ -12%
Aetna North Carolina Preferred Plus Commercial $46.69 ↓ -7%
Physician Reach Out Plan P $50.20 ↑ +0%
Cigna HMO-PPO Managed Care $52.01 ↑ +4%
Aetna Broad Network $52.61 ↑ +5%
United Healthcare HMO-PPO Managed Care $53.61 ↑ +7%
MedCost Ultra $56.02 ↑ +12%
Magellan Behavioral Health $60.24 ↑ +20%
Quik Trip Commercial $65.26 ↑ +30%
GMMI Commercial $65.26 ↑ +30%
MedCost PPO $66.57 ↑ +33%
Cigna Commercial SAR $67.77 ↑ +35%
Carolina Behavioral Health Employee Plan $72.29 ↑ +44%
Aetna First Health Commercial $77.31 ↑ +54%
Cigna Behavioral Health $80.32 ↑ +60%
Carolina Behavioral Health Commercial $80.32 ↑ +60%
Healthgram Commercial $80.32 ↑ +60%
ChoiceCare Commercial $82.33 ↑ +64%
Lifesynch Community Choice Care Behavioral Health $85.34 ↑ +70%
First Health Commercial $85.34 ↑ +70%
Private Health Care Systems Commercial $90.36 ↑ +80%
Beechstreet Commercial $92.37 ↑ +84%
Multiplan Commercial $95.38 ↑ +90%
Physician Reach Out Plan H not published by hospital —
Broughton Cardinal Partners Commercial not published by hospital —

Visitor-reported prices

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Edu/train/pt/nonmd/in person/30 min98960 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $50.20 $15.02 – $95.38
Atrium Health Behavioral Health Charlotte Charlotte $50.20 $19.08 – $100.40
Atrium Health Cabarrus Concord $50.20 $12.32 – $95.38
Atrium Health Lincoln Lincolnton $50.20 $11.33 – $95.38
Atrium Health Mercy Charlotte $50.20 $21.90 – $92.37
Atrium Health Pineville Charlotte $50.20 $10.04 – $92.37
Atrium Health Stanly Albermarle $50.20 $12.05 – $96.38
Atrium Health Union Monroe $50.20 $13.05 – $95.38

All North-carolina hospitals for this procedure →