Sperm isolation complex at Atrium Health Union

600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 13, 2026

$380.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$761.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.83 with Humana vs $572.52 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $51.83 ↓ -86%
Aetna Medicare Advantage $52.60 ↓ -86%
Cigna Healthspring Medicare Advantage $53.36 ↓ -86%
United Healthcare Medicare Advantage $53.52 ↓ -86%
Ortho Carolina Commercial $63.52 ↓ -83%
Partners Managed Medicaid $78.34 ↓ -79%
Amerihealth Caritas Managed Medicaid $78.95 ↓ -79%
Alliance Managed Medicaid $79.73 ↓ -79%
Healthy Blue Managed Medicaid $80.45 ↓ -79%
Wellcare Managed Medicaid $80.45 ↓ -79%
Carolina Complete Health Managed Medicaid $80.45 ↓ -79%
United Healthcare Managed Medicaid $80.76 ↓ -79%
Vaya Managed Medicaid $81.24 ↓ -79%
Trillium Managed Medicaid $82.86 ↓ -78%
Alliance Behavioral Health $93.23 ↓ -76%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $146.32 ↓ -62%
Aetna Connected North Carolina Individual HMO $159.70 ↓ -58%
Blue Cross Blue Shield of North Carolina Local Group Commercial $170.31 ↓ -55%
Ambetter CoBranded Commercial $179.65 ↓ -53%
Ambetter Individual Commercial $218.76 ↓ -43%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $224.13 ↓ -41%
Aetna Whole Health HMO $239.25 ↓ -37%
United Healthcare IEX Commercial $242.27 ↓ -36%
Aetna North Carolina Preferred Plus Commercial $245.28 ↓ -36%
Cigna Commercial NB $260.95 ↓ -31%
Employers Health Network Commercial $266.37 ↓ -30%
Aetna Broad Network $276.01 ↓ -28%
United Healthcare HMO-PPO Managed Care $285.66 ↓ -25%
Cigna HMO-PPO Managed Care $312.17 ↓ -18%
MedCost Ultra $325.43 ↓ -15%
Magellan Behavioral Health $361.59 ↓ -5%
Aetna First Health Commercial $367.62 ↓ -3%
GMMI Commercial $391.72 ↑ +3%
Quik Trip Commercial $391.72 ↑ +3%
MedCost PPO $391.72 ↑ +3%
Cigna Commercial SAR $406.79 ↑ +7%
Healthgram Commercial $482.12 ↑ +27%
ChoiceCare Commercial $512.25 ↑ +34%
First Health Commercial $512.25 ↑ +34%
Private Health Care Systems Commercial $542.39 ↑ +42%
Provider Select Commercial $542.39 ↑ +42%
Beechstreet Commercial $542.39 ↑ +42%
Multiplan Commercial $572.52 ↑ +50%
Physician Reach Out Plan P not published by hospital
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Sperm isolation complex at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $380.93 $51.83 – $572.52
Atrium Health Behavioral Health Charlotte Charlotte $380.93 $114.50 – $602.65
Atrium Health Cabarrus Concord $380.93 $51.83 – $572.52
Atrium Health Cleveland Shelby $380.93 $51.18 – $572.52
Atrium Health Lincoln Lincolnton $380.93 $51.13 – $572.52
Atrium Health Mercy Charlotte $380.93 $51.83 – $554.44
Atrium Health Pineville Charlotte $380.93 $51.83 – $554.44
Atrium Health Stanly Albermarle $380.93 $51.83 – $578.54

All North-carolina hospitals for this procedure →